Tier-1 capital ratio banking sector by country
Countries reporting
37
Highest
27.2%
Cyprus
Lowest
15.5%
Spain
Median
19.7%
Years covered
19
2007–2025
Data points
658
What the numbers show
Tier-1 capital ratio banking sector is currently reported for 37 countries. The highest value is 27.2% in Cyprus; the lowest is 15.5% in Spain.
The median across all reporting countries is 19.7%, and the mean is 20.0%.
The gap between the highest and lowest reporting country is a factor of about 2.
Over the past decade 29 countries rose and 8 fell. The largest increase was in Cyprus (up 70.0%), and the largest decrease in Estonia (down 38.7%).
Tier-1 capital ratio banking sector: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Cyprus | 27.2% | 2025 | up 70.0% | rising |
| 2 | Bulgaria | 25.5% | 2025 | up 28.1% | rising |
| 3 | Lithuania | 23.6% | 2025 | down 2.9% | rising |
| 3 | Lithuania | 23.6% | 2025 | down 2.9% | rising |
| 5 | Romania | 22.6% | 2025 | up 37.8% | rising |
| 6 | Latvia | 21.9% | 2025 | up 15.3% | rising |
| 6 | Latvia | 21.9% | 2025 | up 15.3% | rising |
| 6 | Malta | 21.9% | 2025 | up 16.5% | falling |
| 9 | Ireland | 21.7% | 2025 | down 6.5% | rising |
| 10 | Estonia | 21.4% | 2025 | down 38.7% | rising |
| 10 | Estonia | 21.4% | 2025 | down 38.7% | rising |
| 12 | Austria | 20.2% | 2025 | up 59.1% | rising |
| 13 | Finland | 20.0% | 2025 | down 10.7% | rising |
| 13 | Croatia | 20.0% | 2025 | up 13.0% | rising |
| 13 | Croatia | 20.0% | 2025 | up 13.0% | rising |
| 16 | Netherlands | 19.8% | 2025 | up 19.3% | rising |
| 16 | Luxembourg | 19.8% | 2025 | down 2.0% | rising |
| 16 | Netherlands | 19.8% | 2025 | up 19.3% | rising |
| 19 | Slovakia | 19.7% | 2025 | up 19.4% | rising |
| 19 | Sweden | 19.7% | 2025 | down 6.2% | rising |
| 19 | Slovakia | 19.7% | 2025 | up 19.4% | rising |
| 22 | Denmark | 19.5% | 2025 | up 10.8% | rising |
| 23 | Czechia | 19.4% | 2025 | up 13.5% | rising |
| 24 | Portugal | 19.2% | 2025 | up 52.4% | rising |
| 25 | Slovenia | 19.0% | 2025 | up 5.6% | rising |
| 25 | Slovenia | 19.0% | 2025 | up 5.6% | rising |
| 27 | Poland | 18.3% | 2025 | up 26.2% | rising |
| 27 | Poland | 18.3% | 2025 | up 26.2% | rising |
| 29 | Hungary | 18.2% | 2025 | up 30.9% | rising |
| 30 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 18.0% | 2025 | up 20.8% | rising |
| 31 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 17.9% | 2025 | up 22.6% | rising |
| 31 | Germany | 17.9% | 2025 | up 16.2% | rising |
| 33 | Belgium | 17.8% | 2025 | up 11.2% | rising |
| 34 | France | 17.4% | 2025 | up 26.1% | rising |
| 35 | Italy | 17.1% | 2025 | up 39.0% | rising |
| 36 | Greece | 16.9% | 2025 | up 3.7% | rising |
| 37 | Spain | 15.5% | 2025 | up 22.0% | rising |