Tier-1 capital ratio banking sector in Finland

Finland: Tier-1 capital ratio banking sector was 20.0% in 2025. ▲ Rising

Latest (2025)
20.0%
Change on year
up 0.5%
World rank
13th
of 37 countries
All-time high
23.1%
in 2016
All-time low
12.5%
in 2008
Years of data
18
2008–2025

Tier-1 capital ratio banking sector in Finland, 2008–2025

05101520252008201620252008: 12.5 Percentage of risk-weighted assets2009: 13.8 Percentage of risk-weighted assets2010: 13.7 Percentage of risk-weighted assets2011: 13.7 Percentage of risk-weighted assets2012: 16.3 Percentage of risk-weighted assets2013: 15.5 Percentage of risk-weighted assets2014: 16.6 Percentage of risk-weighted assets2015: 22.4 Percentage of risk-weighted assets2016: 23.1 Percentage of risk-weighted assets2017: 21.5 Percentage of risk-weighted assets2018: 18.6 Percentage of risk-weighted assets2019: 19.2 Percentage of risk-weighted assets2020: 19.3 Percentage of risk-weighted assets2021: 19.3 Percentage of risk-weighted assets2022: 18.6 Percentage of risk-weighted assets2023: 19.7 Percentage of risk-weighted assets2024: 19.9 Percentage of risk-weighted assets2025: 20 Percentage of risk-weighted assets

Source: Eurostat. Measured in Percentage of risk-weighted assets.

Analysis

In 2025, tier-1 capital ratio banking sector in Finland stood at 20.0%.

Compared with earlier readings it is up 0.5% on the previous year and down 10.7% over ten years.

Over the whole period, tier-1 capital ratio banking sector in Finland peaked at 23.1% in 2016 and was at its lowest, 12.5%, in 2008.

Finland ranks 13th of 37 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 18 years of available data.

Tier-1 capital ratio banking sector in Finland, year by year

Annual values for Tier-1 capital ratio banking sector in Finland, 2008 to 2025.
Year Percentage of risk-weighted assets Change
2008 12.5% —
2009 13.8% +10.4%
2010 13.7% -0.7%
2011 13.7% +0.0%
2012 16.3% +19.0%
2013 15.5% -4.9%
2014 16.6% +7.1%
2015 22.4% +34.9%
2016 23.1% +3.1%
2017 21.5% -6.9%
2018 18.6% -13.5%
2019 19.2% +3.2%
2020 19.3% +0.5%
2021 19.3% +0.0%
2022 18.6% -3.6%
2023 19.7% +5.9%
2024 19.9% +1.0%
2025 20.0% +0.5%

Finland compared with similar countries

  • Finland's 20.0% is above the median for Europe & Central Asia, which is 19.7%, 1.0× the median. (26 countries reporting)
  • Finland's 20.0% is above the median for high income countries, which is 19.7%, 1.0× the median. (27 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.2% 12.5% 13.8% 2
2010s 18.1% 13.7% 23.1% 10
2020s 19.5% 18.6% 20.0% 6

Countries ranked near Finland

  1. 10 Estonia 21.4% compare
  2. 10 Estonia 21.4% compare
  3. 12 Austria 20.2% compare
  4. 13 Croatia 20.0% compare
  5. 13 Croatia 20.0% compare
  6. 16 Luxembourg 19.8% compare
  7. 16 Netherlands 19.8% compare
  8. 16 Netherlands 19.8% compare

See the full ranking of 37 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is tier-1 capital ratio banking sector in Finland?
Tier-1 capital ratio banking sector in Finland was 20.0% in 2025, according to Eurostat.
What is the highest tier-1 capital ratio banking sector recorded in Finland?
The highest recorded value was 23.1% in 2016.
What is the lowest tier-1 capital ratio banking sector recorded in Finland?
The lowest recorded value was 12.5% in 2008.
How does Finland rank for tier-1 capital ratio banking sector?
Finland ranks 13th out of 37 countries with data for 2025.
Is tier-1 capital ratio banking sector rising or falling in Finland?
Over the last ten years it is down 10.7%. The long-run trend across the full record is rising.
Where does this Finland data come from?
The figures come from Eurostat, published as part of Tier-1 capital ratio banking sector. Statizoid updates them automatically from the source API.

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Tier-1 capital ratio banking sector in Finland. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/tier-1-capital-ratio-banking-sector/finland/

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About this data

Indicator
Tier-1 capital ratio banking sector
Unit
Percentage of risk-weighted assets
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
37 places, 658 data points, 2007–2025
Last refreshed