Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026): Tier-1 capital ratio banking sector was 17.9% in 2025. ▲ Rising

Latest (2025)
17.9%
Change on year
up 0.6%
World rank
31st
of 37 countries
All-time high
17.9%
in 2025
All-time low
13.6%
in 2014
Years of data
12
2014–2025

Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2014–2025

051015202014201920252014: 13.6 Percentage of risk-weighted assets2015: 14.6 Percentage of risk-weighted assets2016: 15 Percentage of risk-weighted assets2017: 15.8 Percentage of risk-weighted assets2018: 15.8 Percentage of risk-weighted assets2019: 16.1 Percentage of risk-weighted assets2020: 17 Percentage of risk-weighted assets2021: 16.9 Percentage of risk-weighted assets2022: 16.8 Percentage of risk-weighted assets2023: 17.4 Percentage of risk-weighted assets2024: 17.8 Percentage of risk-weighted assets2025: 17.9 Percentage of risk-weighted assets

Source: Eurostat. Measured in Percentage of risk-weighted assets.

Analysis

In 2025, tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) stood at 17.9%. That is the highest value across all 12 years on record.

Compared with earlier readings it is up 0.6% on the previous year and up 22.6% over ten years.

Over the whole period, tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) peaked at 17.9% in 2025 and was at its lowest, 13.6%, in 2014.

Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) ranks 31st of 37 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 12 years of available data.

Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), year by year

Annual values for Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2014 to 2025.
Year Percentage of risk-weighted assets Change
2014 13.6%
2015 14.6% +7.4%
2016 15.0% +2.7%
2017 15.8% +5.3%
2018 15.8% +0.0%
2019 16.1% +1.9%
2020 17.0% +5.6%
2021 16.9% -0.6%
2022 16.8% -0.6%
2023 17.4% +3.6%
2024 17.8% +2.3%
2025 17.9% +0.6%

Averages by decade

DecadeAverage LowestHighest Years
2010s 15.2% 13.6% 16.1% 6
2020s 17.3% 16.8% 17.9% 6

Countries ranked near Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

  1. 29 Hungary 18.2% compare
  2. 30 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 18.0% compare
  3. 31 Germany 17.9% compare
  4. 33 Belgium 17.8% compare
  5. 34 France 17.4% compare

See the full ranking of 37 places →

More reference data data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

All data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) →

Frequently asked questions

What is tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) was 17.9% in 2025, according to Eurostat.
What is the highest tier-1 capital ratio banking sector recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The highest recorded value was 17.9% in 2025.
What is the lowest tier-1 capital ratio banking sector recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The lowest recorded value was 13.6% in 2014.
How does Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) rank for tier-1 capital ratio banking sector?
Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) ranks 31st out of 37 countries with data for 2025.
Is tier-1 capital ratio banking sector rising or falling in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Over the last ten years it is up 22.6%. The long-run trend across the full record is rising.
Where does this Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) data come from?
The figures come from Eurostat, published as part of Tier-1 capital ratio banking sector. Statizoid updates them automatically from the source API.

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Tier-1 capital ratio banking sector in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026). Statizoid, drawing on Eurostat. Retrieved 04 September 2026, from https://reference.statizoid.com/stat/tier-1-capital-ratio-banking-sector/euro-area-ea11-1999-ea12-2001-ea13-2007-ea15-2008-ea16-2009-ea17-2011-ea18-2014-ea19-2015/

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About this data

Indicator
Tier-1 capital ratio banking sector
Unit
Percentage of risk-weighted assets
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
37 places, 658 data points, 2007–2025
Last refreshed