Tier-1 capital ratio banking sector in Germany
Germany: Tier-1 capital ratio banking sector was 17.9% in 2025. ▲ Rising
Latest (2025)
17.9%
Change on year
down 2.7%
World rank
31st
of 37 countries
All-time high
18.4%
in 2024
All-time low
9.3%
in 2008
Years of data
18
2008–2025
Tier-1 capital ratio banking sector in Germany, 2008–2025
Source: Eurostat. Measured in Percentage of risk-weighted assets.
Analysis
In 2025, tier-1 capital ratio banking sector in Germany stood at 17.9%.
That represents a change of down 2.7% on the previous year and up 16.2% over ten years.
Over the whole period, tier-1 capital ratio banking sector in Germany peaked at 18.4% in 2024 and was at its lowest, 9.3%, in 2008.
That places Germany 31st out of 37 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 18 years of available data.
Tier-1 capital ratio banking sector in Germany, year by year
| Year | Percentage of risk-weighted assets | Change |
|---|---|---|
| 2008 | 9.3% | — |
| 2009 | 10.6% | +14.0% |
| 2010 | 11.4% | +7.5% |
| 2011 | 11.7% | +2.6% |
| 2012 | 13.8% | +17.9% |
| 2013 | 15.2% | +10.1% |
| 2014 | 14.8% | -2.6% |
| 2015 | 15.4% | +4.1% |
| 2016 | 15.6% | +1.3% |
| 2017 | 16.4% | +5.1% |
| 2018 | 16.3% | -0.6% |
| 2019 | 16.1% | -1.2% |
| 2020 | 16.7% | +3.7% |
| 2021 | 16.4% | -1.8% |
| 2022 | 16.6% | +1.2% |
| 2023 | 17.7% | +6.6% |
| 2024 | 18.4% | +4.0% |
| 2025 | 17.9% | -2.7% |
Germany compared with similar countries
- Germany's 17.9% is below the median for Europe & Central Asia, which is 19.7%, 91% of the median. (26 countries reporting)
- Germany's 17.9% is below the median for high income countries, which is 19.7%, 91% of the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.9% | 9.3% | 10.6% | 2 |
| 2010s | 14.7% | 11.4% | 16.4% | 10 |
| 2020s | 17.3% | 16.4% | 18.4% | 6 |
Countries ranked near Germany
- 29 Hungary 18.2% compare
- 30 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 18.0% compare
- 31 Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) 17.9% compare
- 33 Belgium 17.8% compare
- 34 France 17.4% compare
More reference data data for Germany
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 4.6 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 1.7 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 16.93 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 1.94 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 16.93 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 15.41 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 9.96 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 8.87 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 80.38 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 10.56 (2050)
Frequently asked questions
- What is tier-1 capital ratio banking sector in Germany?
- Tier-1 capital ratio banking sector in Germany was 17.9% in 2025, according to Eurostat.
- What is the highest tier-1 capital ratio banking sector recorded in Germany?
- The highest recorded value was 18.4% in 2024.
- What is the lowest tier-1 capital ratio banking sector recorded in Germany?
- The lowest recorded value was 9.3% in 2008.
- How does Germany rank for tier-1 capital ratio banking sector?
- Germany ranks 31st out of 37 countries with data for 2025.
- Is tier-1 capital ratio banking sector rising or falling in Germany?
- Over the last ten years it is up 16.2%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from Eurostat, published as part of Tier-1 capital ratio banking sector. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (Eurostat).