Tier-1 capital ratio banking sector in France

France: Tier-1 capital ratio banking sector was 17.4% in 2025. ▲ Rising

Latest (2025)
17.4%
Change on year
down 0.6%
World rank
34th
of 37 countries
All-time high
17.5%
in 2024
All-time low
8.4%
in 2008
Years of data
18
2008–2025

Tier-1 capital ratio banking sector in France, 2008–2025

051015202008201620252008: 8.4 Percentage of risk-weighted assets2009: 10.1 Percentage of risk-weighted assets2010: 10.8 Percentage of risk-weighted assets2011: 10.9 Percentage of risk-weighted assets2012: 13.3 Percentage of risk-weighted assets2013: 13.2 Percentage of risk-weighted assets2014: 13.1 Percentage of risk-weighted assets2015: 13.8 Percentage of risk-weighted assets2016: 15 Percentage of risk-weighted assets2017: 15.3 Percentage of risk-weighted assets2018: 15.6 Percentage of risk-weighted assets2019: 16.1 Percentage of risk-weighted assets2020: 17.1 Percentage of risk-weighted assets2021: 17.1 Percentage of risk-weighted assets2022: 16.8 Percentage of risk-weighted assets2023: 17.3 Percentage of risk-weighted assets2024: 17.5 Percentage of risk-weighted assets2025: 17.4 Percentage of risk-weighted assets

Source: Eurostat. Measured in Percentage of risk-weighted assets.

Analysis

The most recent figure for tier-1 capital ratio banking sector in France is 17.4%, measured in 2025.

Compared with earlier readings it is down 0.6% on the previous year and up 26.1% over ten years.

Over the whole period, tier-1 capital ratio banking sector in France peaked at 17.5% in 2024 and was at its lowest, 8.4%, in 2008.

That places France 34th out of 37 countries with data for 2025, putting it in the bottom quarter.

The long-run direction has been consistently rising across the 18 years of available data.

Tier-1 capital ratio banking sector in France, year by year

Annual values for Tier-1 capital ratio banking sector in France, 2008 to 2025.
Year Percentage of risk-weighted assets Change
2008 8.4% —
2009 10.1% +20.2%
2010 10.8% +6.9%
2011 10.9% +0.9%
2012 13.3% +22.0%
2013 13.2% -0.8%
2014 13.1% -0.8%
2015 13.8% +5.3%
2016 15.0% +8.7%
2017 15.3% +2.0%
2018 15.6% +2.0%
2019 16.1% +3.2%
2020 17.1% +6.2%
2021 17.1% +0.0%
2022 16.8% -1.8%
2023 17.3% +3.0%
2024 17.5% +1.2%
2025 17.4% -0.6%

France compared with similar countries

  • France's 17.4% is below the median for Europe & Central Asia, which is 19.7%, 88% of the median. (26 countries reporting)
  • France's 17.4% is below the median for high income countries, which is 19.7%, 88% of the median. (27 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.2% 8.4% 10.1% 2
2010s 13.7% 10.8% 16.1% 10
2020s 17.2% 16.8% 17.5% 6

Countries ranked near France

  1. 31 Germany 17.9% compare
  2. 31 Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) 17.9% compare
  3. 33 Belgium 17.8% compare
  4. 35 Italy 17.1% compare
  5. 36 Greece 16.9% compare
  6. 37 Spain 15.5% compare

See the full ranking of 37 places →

More reference data data for France

All data for France →

Frequently asked questions

What is tier-1 capital ratio banking sector in France?
Tier-1 capital ratio banking sector in France was 17.4% in 2025, according to Eurostat.
What is the highest tier-1 capital ratio banking sector recorded in France?
The highest recorded value was 17.5% in 2024.
What is the lowest tier-1 capital ratio banking sector recorded in France?
The lowest recorded value was 8.4% in 2008.
How does France rank for tier-1 capital ratio banking sector?
France ranks 34th out of 37 countries with data for 2025.
Is tier-1 capital ratio banking sector rising or falling in France?
Over the last ten years it is up 26.1%. The long-run trend across the full record is rising.
Where does this France data come from?
The figures come from Eurostat, published as part of Tier-1 capital ratio banking sector. Statizoid updates them automatically from the source API.

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Tier-1 capital ratio banking sector in France. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/tier-1-capital-ratio-banking-sector/france/

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About this data

Indicator
Tier-1 capital ratio banking sector
Unit
Percentage of risk-weighted assets
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
37 places, 658 data points, 2007–2025
Last refreshed