Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025)

Euro area – 20 countries (2023-2025): Arrears on mortgage or rent payments was 3.4 in 2025. ▼ Falling

Latest (2025)
3.4
Change on year
down 5.6%
Rank
4th
of 8 regions
All-time high
5
in 2014
All-time low
3.1
in 2019
Years of data
12
2014–2025

Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025), 2014–2025

0123452014201920252014: 52015: 4.82016: 4.12017: 3.62018: 3.52019: 3.12020: 3.92021: 3.72022: 3.62023: 3.62024: 3.62025: 3.4

Source: Eurostat.

Analysis

The most recent figure for arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025) is 3.4, measured in 2025.

That represents a change of down 5.6% on the previous year and down 29.2% over ten years.

Over the whole period, arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025) peaked at 5 in 2014 and was at its lowest, 3.1, in 2019.

The long-run direction has been consistently falling across the 12 years of available data.

Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025), year by year

Annual values for Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025), 2014 to 2025.
Year Value Change
2014 5
2015 4.8 -4.0%
2016 4.1 -14.6%
2017 3.6 -12.2%
2018 3.5 -2.8%
2019 3.1 -11.4%
2020 3.9 +25.8%
2021 3.7 -5.1%
2022 3.6 -2.7%
2023 3.6 +0.0%
2024 3.6 +0.0%
2025 3.4 -5.6%

Averages by decade

DecadeAverage LowestHighest Years
2010s 4.02 3.1 5 6
2020s 3.63 3.4 3.9 6

Countries ranked near Euro area – 20 countries (2023-2025)

  1. 1 Greece 10.6 compare
  2. 2 Ireland 5.3 compare
  3. 3 Spain 5.2 compare
  4. 4 Finland 5 compare
  5. 5 France 4.9 compare
  6. 5 Iceland 4.9 compare
  7. 5 United Kingdom of Great Britain and Northern Ireland 4.9 compare

See the full ranking of 45 places →

More reference data data for Euro area – 20 countries (2023-2025)

All data for Euro area – 20 countries (2023-2025) →

Frequently asked questions

What is arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025)?
Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025) was 3.4 in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Euro area – 20 countries (2023-2025)?
The highest recorded value was 5 in 2014.
What is the lowest arrears on mortgage or rent payments recorded in Euro area – 20 countries (2023-2025)?
The lowest recorded value was 3.1 in 2019.
How does Euro area – 20 countries (2023-2025) rank for arrears on mortgage or rent payments?
Euro area – 20 countries (2023-2025) ranks 4th out of 8 regions with data for 2025.
Is arrears on mortgage or rent payments rising or falling in Euro area – 20 countries (2023-2025)?
Over the last ten years it is down 29.2%. The long-run trend across the full record is falling.
Where does this Euro area – 20 countries (2023-2025) data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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Arrears on mortgage or rent payments in Euro area – 20 countries (2023-2025). Statizoid, drawing on Eurostat. Retrieved 22 August 2026, from https://reference.statizoid.com/stat/arrears-on-mortgage-or-rent-payments/euro-area-20-countries-2023-2025/

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About this data

Indicator
Arrears on mortgage or rent payments
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
45 places, 832 data points, 2003–2025
Last refreshed