Arrears on mortgage or rent payments in Spain

Spain: Arrears on mortgage or rent payments was 5.2% in 2025. ▲ Rising

Latest (2025)
5.2%
Change on year
down 10.3%
World rank
3rd
of 47 countries
All-time high
7.2%
in 2014
All-time low
2.9%
in 2006
Years of data
22
2004–2025

Arrears on mortgage or rent payments in Spain, 2004–2025

024682004201420252004: 3.8 Percentage2005: 3.2 Percentage2006: 2.9 Percentage2007: 3.5 Percentage2008: 4.5 Percentage2009: 6.6 Percentage2010: 6.4 Percentage2011: 4.6 Percentage2012: 5.7 Percentage2013: 6.4 Percentage2014: 7.2 Percentage2015: 6.2 Percentage2016: 5.2 Percentage2017: 3.8 Percentage2018: 4.4 Percentage2019: 3.8 Percentage2020: 6.9 Percentage2021: 6.5 Percentage2022: 5.7 Percentage2023: 6 Percentage2024: 5.8 Percentage2025: 5.2 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, arrears on mortgage or rent payments in Spain stood at 5.2%.

The figure is down 10.3% on the previous year and down 16.1% over ten years.

Over the whole period, arrears on mortgage or rent payments in Spain peaked at 7.2% in 2014 and was at its lowest, 2.9%, in 2006.

Spain ranks 3rd of 47 countries on this measure, in the top 10%.

The long-run direction has been consistently rising across the 22 years of available data.

Arrears on mortgage or rent payments in Spain, year by year

Annual values for Arrears on mortgage or rent payments in Spain, 2004 to 2025.
Year Percentage Change
2004 3.8% —
2005 3.2% -15.8%
2006 2.9% -9.4%
2007 3.5% +20.7%
2008 4.5% +28.6%
2009 6.6% +46.7%
2010 6.4% -3.0%
2011 4.6% -28.1%
2012 5.7% +23.9%
2013 6.4% +12.3%
2014 7.2% +12.5%
2015 6.2% -13.9%
2016 5.2% -16.1%
2017 3.8% -26.9%
2018 4.4% +15.8%
2019 3.8% -13.6%
2020 6.9% +81.6%
2021 6.5% -5.8%
2022 5.7% -12.3%
2023 6.0% +5.3%
2024 5.8% -3.3%
2025 5.2% -10.3%

Spain compared with similar countries

  • Spain's 5.2% is above the median for Europe & Central Asia, which is 2.0%, 2.6× the median. (34 countries reporting)
  • Spain's 5.2% is above the median for high income countries, which is 2.1%, 2.5× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.1% 2.9% 6.6% 6
2010s 5.4% 3.8% 7.2% 10
2020s 6.0% 5.2% 6.9% 6

Countries ranked near Spain

  1. 1 Greece 10.6% compare
  2. 2 Ireland 5.3% compare
  3. 4 Finland 5.0% compare
  4. 5 France 4.9% compare
  5. 5 Iceland 4.9% compare
  6. 5 United Kingdom 4.9% compare
  7. 5 United Kingdom 4.9% compare

See the full ranking of 54 places →

More reference data data for Spain

All data for Spain →

Frequently asked questions

What is arrears on mortgage or rent payments in Spain?
Arrears on mortgage or rent payments in Spain was 5.2% in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Spain?
The highest recorded value was 7.2% in 2014.
What is the lowest arrears on mortgage or rent payments recorded in Spain?
The lowest recorded value was 2.9% in 2006.
How does Spain rank for arrears on mortgage or rent payments?
Spain ranks 3rd out of 47 countries with data for 2025.
Is arrears on mortgage or rent payments rising or falling in Spain?
Over the last ten years it is down 16.1%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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Arrears on mortgage or rent payments in Spain. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/arrears-on-mortgage-or-rent-payments/spain/

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
54 places, 1,011 data points, 2003–2025
Last refreshed