Arrears on mortgage or rent payments in Ireland

Ireland: Arrears on mortgage or rent payments was 5.3% in 2025. ▬ Flat

Latest (2025)
5.3%
Change on year
down 5.4%
World rank
2nd
of 47 countries
All-time high
12.3%
in 2012
All-time low
4.3%
in 2006
Years of data
23
2003–2025

Arrears on mortgage or rent payments in Ireland, 2003–2025

46810122003201420252003: 4.4 Percentage2004: 4.8 Percentage2005: 5 Percentage2006: 4.3 Percentage2007: 4.9 Percentage2008: 5.6 Percentage2009: 6.5 Percentage2010: 8.1 Percentage2011: 11.6 Percentage2012: 12.3 Percentage2013: 12 Percentage2014: 11.7 Percentage2015: 9.7 Percentage2016: 7.6 Percentage2017: 6.7 Percentage2018: 5 Percentage2019: 5.9 Percentage2020: 7.8 Percentage2021: 7 Percentage2022: 5.4 Percentage2023: 5 Percentage2024: 5.6 Percentage2025: 5.3 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, arrears on mortgage or rent payments in Ireland stood at 5.3%.

The figure is down 5.4% on the previous year and down 45.4% over ten years.

Over the whole period, arrears on mortgage or rent payments in Ireland peaked at 12.3% in 2012 and was at its lowest, 4.3%, in 2006.

That places Ireland 2nd out of 47 countries with data for 2025, putting it in the top 10%.

Arrears on mortgage or rent payments in Ireland, year by year

Annual values for Arrears on mortgage or rent payments in Ireland, 2003 to 2025.
Year Percentage Change
2003 4.4% —
2004 4.8% +9.1%
2005 5.0% +4.2%
2006 4.3% -14.0%
2007 4.9% +14.0%
2008 5.6% +14.3%
2009 6.5% +16.1%
2010 8.1% +24.6%
2011 11.6% +43.2%
2012 12.3% +6.0%
2013 12.0% -2.4%
2014 11.7% -2.5%
2015 9.7% -17.1%
2016 7.6% -21.6%
2017 6.7% -11.8%
2018 5.0% -25.4%
2019 5.9% +18.0%
2020 7.8% +32.2%
2021 7.0% -10.3%
2022 5.4% -22.9%
2023 5.0% -7.4%
2024 5.6% +12.0%
2025 5.3% -5.4%

Ireland compared with similar countries

  • Ireland's 5.3% is above the median for Europe & Central Asia, which is 2.0%, 2.6× the median. (34 countries reporting)
  • Ireland's 5.3% is above the median for high income countries, which is 2.1%, 2.5× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 5.1% 4.3% 6.5% 7
2010s 9.1% 5.0% 12.3% 10
2020s 6.0% 5.0% 7.8% 6

Countries ranked near Ireland

  1. 1 Greece 10.6% compare
  2. 3 Spain 5.2% compare
  3. 4 Finland 5.0% compare
  4. 5 France 4.9% compare
  5. 5 Iceland 4.9% compare
  6. 5 United Kingdom 4.9% compare
  7. 5 United Kingdom 4.9% compare

See the full ranking of 54 places →

More reference data data for Ireland

All data for Ireland →

Frequently asked questions

What is arrears on mortgage or rent payments in Ireland?
Arrears on mortgage or rent payments in Ireland was 5.3% in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Ireland?
The highest recorded value was 12.3% in 2012.
What is the lowest arrears on mortgage or rent payments recorded in Ireland?
The lowest recorded value was 4.3% in 2006.
How does Ireland rank for arrears on mortgage or rent payments?
Ireland ranks 2nd out of 47 countries with data for 2025.
Is arrears on mortgage or rent payments rising or falling in Ireland?
Over the last ten years it is down 45.4%. The long-run trend across the full record is flat.
Where does this Ireland data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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Arrears on mortgage or rent payments in Ireland. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/arrears-on-mortgage-or-rent-payments/ireland/

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
54 places, 1,011 data points, 2003–2025
Last refreshed