Arrears on mortgage or rent payments in France

France: Arrears on mortgage or rent payments was 4.9% in 2025. ▼ Falling

Latest (2025)
4.9%
Change on year
down 9.3%
World rank
5th
of 38 countries
All-time high
7.0%
in 2004
All-time low
4.9%
in 2019
Years of data
22
2004–2025

Arrears on mortgage or rent payments in France, 2004–2025

024682004201420252004: 7 Percentage2005: 6.2 Percentage2006: 5.7 Percentage2007: 5.8 Percentage2008: 5.8 Percentage2009: 6.7 Percentage2010: 6.1 Percentage2011: 5.6 Percentage2012: 5.8 Percentage2013: 5.4 Percentage2014: 5.8 Percentage2015: 5.6 Percentage2016: 5.2 Percentage2017: 5.3 Percentage2018: 5.2 Percentage2019: 4.9 Percentage2020: 5.8 Percentage2021: 5.4 Percentage2022: 6 Percentage2023: 5.2 Percentage2024: 5.4 Percentage2025: 4.9 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, arrears on mortgage or rent payments in France stood at 4.9%. That is the lowest value across all 22 years on record.

That represents a change of down 9.3% on the previous year and down 12.5% over ten years.

Over the whole period, arrears on mortgage or rent payments in France peaked at 7.0% in 2004 and was at its lowest, 4.9%, in 2019.

That places France 5th out of 38 countries with data for 2025, putting it in the top quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
2000s 6.2% 5.7% 7.0% 6
2010s 5.5% 4.9% 6.1% 10
2020s 5.5% 4.9% 6.0% 6

Countries ranked near France

  1. 2 Ireland 5.3% compare
  2. 3 Spain 5.2% compare
  3. 4 Finland 5.0% compare
  4. 5 Iceland 4.9% compare
  5. 5 United Kingdom 4.9% compare
  6. 8 Austria 4.5% compare
  7. 8 Cyprus 4.5% compare
  8. 8 Türkiye 4.5% compare

See the full ranking of 45 places →

More reference data data for France

All data for France →

Frequently asked questions

What is arrears on mortgage or rent payments in France?
Arrears on mortgage or rent payments in France was 4.9% in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in France?
The highest recorded value was 7.0% in 2004.
What is the lowest arrears on mortgage or rent payments recorded in France?
The lowest recorded value was 4.9% in 2019.
How does France rank for arrears on mortgage or rent payments?
France ranks 5th out of 38 countries with data for 2025.
Is arrears on mortgage or rent payments rising or falling in France?
Over the last ten years it is down 12.5%. The long-run trend across the full record is falling.
Where does this France data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
45 places, 832 data points, 2003–2025
Last refreshed