Arrears on mortgage or rent payments in Finland
Finland: Arrears on mortgage or rent payments was 5.0% in 2025. ▬ Flat
Latest (2025)
5.0%
Change on year
down 12.3%
World rank
4th
of 47 countries
All-time high
5.7%
in 2024
All-time low
3.4%
in 2022
Years of data
22
2004–2025
Arrears on mortgage or rent payments in Finland, 2004–2025
Source: Eurostat. Measured in Percentage.
Analysis
In 2025, arrears on mortgage or rent payments in Finland stood at 5.0%.
The figure is down 12.3% on the previous year and up 8.7% over ten years.
Over the whole period, arrears on mortgage or rent payments in Finland peaked at 5.7% in 2024 and was at its lowest, 3.4%, in 2022.
That places Finland 4th out of 47 countries with data for 2025, putting it in the top 10%.
Arrears on mortgage or rent payments in Finland, year by year
| Year | Percentage | Change |
|---|---|---|
| 2004 | 4.7% | — |
| 2005 | 4.3% | -8.5% |
| 2006 | 4.7% | +9.3% |
| 2007 | 3.8% | -19.1% |
| 2008 | 4.4% | +15.8% |
| 2009 | 4.3% | -2.3% |
| 2010 | 4.7% | +9.3% |
| 2011 | 4.8% | +2.1% |
| 2012 | 4.8% | +0.0% |
| 2013 | 5.1% | +6.2% |
| 2014 | 4.7% | -7.8% |
| 2015 | 4.6% | -2.1% |
| 2016 | 4.9% | +6.5% |
| 2017 | 4.6% | -6.1% |
| 2018 | 4.5% | -2.2% |
| 2019 | 4.5% | +0.0% |
| 2020 | 4.3% | -4.4% |
| 2021 | 4.0% | -7.0% |
| 2022 | 3.4% | -15.0% |
| 2023 | 4.3% | +26.5% |
| 2024 | 5.7% | +32.6% |
| 2025 | 5.0% | -12.3% |
Finland compared with similar countries
- Finland's 5.0% is above the median for Europe & Central Asia, which is 2.0%, 2.5× the median. (34 countries reporting)
- Finland's 5.0% is above the median for high income countries, which is 2.1%, 2.4× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.4% | 3.8% | 4.7% | 6 |
| 2010s | 4.7% | 4.5% | 5.1% | 10 |
| 2020s | 4.5% | 3.4% | 5.7% | 6 |
Countries ranked near Finland
More reference data data for Finland
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.2998 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 0.1241 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 1.5 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.1748 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 1.5 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 1.01 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 0.6733 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 0.6503 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 6.94 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 0.9518 (2050)
Frequently asked questions
- What is arrears on mortgage or rent payments in Finland?
- Arrears on mortgage or rent payments in Finland was 5.0% in 2025, according to Eurostat.
- What is the highest arrears on mortgage or rent payments recorded in Finland?
- The highest recorded value was 5.7% in 2024.
- What is the lowest arrears on mortgage or rent payments recorded in Finland?
- The lowest recorded value was 3.4% in 2022.
- How does Finland rank for arrears on mortgage or rent payments?
- Finland ranks 4th out of 47 countries with data for 2025.
- Is arrears on mortgage or rent payments rising or falling in Finland?
- Over the last ten years it is up 8.7%. The long-run trend across the full record is flat.
- Where does this Finland data come from?
- The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (Eurostat).