Arrears on mortgage or rent payments in Finland

Finland: Arrears on mortgage or rent payments was 5.0% in 2025. ▬ Flat

Latest (2025)
5.0%
Change on year
down 12.3%
World rank
4th
of 38 countries
All-time high
5.7%
in 2024
All-time low
3.4%
in 2022
Years of data
22
2004–2025

Arrears on mortgage or rent payments in Finland, 2004–2025

02462004201420252004: 4.7 Percentage2005: 4.3 Percentage2006: 4.7 Percentage2007: 3.8 Percentage2008: 4.4 Percentage2009: 4.3 Percentage2010: 4.7 Percentage2011: 4.8 Percentage2012: 4.8 Percentage2013: 5.1 Percentage2014: 4.7 Percentage2015: 4.6 Percentage2016: 4.9 Percentage2017: 4.6 Percentage2018: 4.5 Percentage2019: 4.5 Percentage2020: 4.3 Percentage2021: 4 Percentage2022: 3.4 Percentage2023: 4.3 Percentage2024: 5.7 Percentage2025: 5 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, arrears on mortgage or rent payments in Finland stood at 5.0%.

The figure is down 12.3% on the previous year and up 8.7% over ten years.

Over the whole period, arrears on mortgage or rent payments in Finland peaked at 5.7% in 2024 and was at its lowest, 3.4%, in 2022.

That places Finland 4th out of 38 countries with data for 2025, putting it in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.4% 3.8% 4.7% 6
2010s 4.7% 4.5% 5.1% 10
2020s 4.5% 3.4% 5.7% 6

Countries ranked near Finland

  1. 1 Greece 10.6% compare
  2. 2 Ireland 5.3% compare
  3. 3 Spain 5.2% compare
  4. 5 France 4.9% compare
  5. 5 Iceland 4.9% compare
  6. 5 United Kingdom 4.9% compare

See the full ranking of 45 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is arrears on mortgage or rent payments in Finland?
Arrears on mortgage or rent payments in Finland was 5.0% in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Finland?
The highest recorded value was 5.7% in 2024.
What is the lowest arrears on mortgage or rent payments recorded in Finland?
The lowest recorded value was 3.4% in 2022.
How does Finland rank for arrears on mortgage or rent payments?
Finland ranks 4th out of 38 countries with data for 2025.
Is arrears on mortgage or rent payments rising or falling in Finland?
Over the last ten years it is up 8.7%. The long-run trend across the full record is flat.
Where does this Finland data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

Download this data

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
45 places, 832 data points, 2003–2025
Last refreshed