Insurance indicators — Penetration in Croatia
Croatia: Insurance indicators — Penetration was 2.29 Percentage of GDP in 2023. ▼ Falling
Insurance indicators — Penetration in Croatia, 2018–2023
Source: Organisation for Economic Co-operation and Development. Measured in Percentage of GDP.
Analysis
Croatia recorded 2.29 Percentage of GDP for insurance indicators — penetration in 2023. That is the lowest value across all 6 years on record.
Compared with earlier readings it is down 7.9% on the previous year and down 10.0% over ten years.
Insurance indicators — Penetration in Croatia, year by year
| Year | Percentage of GDP | Change |
|---|---|---|
| 2018 | 2.54 Percentage of GDP | — |
| 2019 | 2.58 Percentage of GDP | +1.2% |
| 2020 | 2.73 Percentage of GDP | +6.1% |
| 2021 | 2.67 Percentage of GDP | -2.5% |
| 2022 | 2.49 Percentage of GDP | -6.7% |
| 2023 | 2.29 Percentage of GDP | -7.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 2.56 Percentage of GDP | 2.54 Percentage of GDP | 2.58 Percentage of GDP | 2 |
| 2020s | 2.54 Percentage of GDP | 2.29 Percentage of GDP | 2.73 Percentage of GDP | 4 |
Countries ranked near Croatia
- 1 Luxembourg 32.99 Percentage of GDP compare
- 1 Netherlands 8.26 Percentage of GDP compare
- 2 Slovenia 3.63 Percentage of GDP compare
- 2 Hong Kong 18.53 Percentage of GDP compare
- 3 Estonia 3.62 Percentage of GDP compare
- 3 United States 12.68 Percentage of GDP compare
- 4 Latvia 3.05 Percentage of GDP compare
- 4 South Africa 12.66 Percentage of GDP compare
- 5 Poland 2.22 Percentage of GDP compare
- 5 Sweden 12.38 Percentage of GDP compare
More reference data data for Croatia
- Cooling and heating degree days by NUTS 2 regions - annual data 10.12 % change on previous year (2025)
- Cooling and heating degree days by NUTS 2 regions - monthly data -3.32 % change on previous year (2025)
- Exposure to extreme precipitation — Annual precipitation change 190.51 Millimetres per year (2023)
- Exposure to extreme temperature — Annual temperature change 1.86 Degrees celsius (2023)
- Cooling and heating degree days by NUTS 2 regions - monthly data 413.43 Number (2025)
- Cooling and heating degree days by NUTS 2 regions - annual data 2,139 Number (2025)
- IPAC Dashboard indicators — Geothermal 6.21 Index (2025)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 42.72 Percentage of GDP (2022)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 5.53 Percentage of GDP (2022)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 18.2 Percentage of GDP (2022)
Frequently asked questions
- What is insurance indicators — penetration in Croatia?
- Insurance indicators — penetration in Croatia was 2.29 Percentage of GDP in 2023, according to Organisation for Economic Co-operation and Development.
- What is the highest insurance indicators — penetration recorded in Croatia?
- The highest recorded value was 2.73 Percentage of GDP in 2020.
- What is the lowest insurance indicators — penetration recorded in Croatia?
- The lowest recorded value was 2.29 Percentage of GDP in 2023.
- How does Croatia rank for insurance indicators — penetration?
- Croatia ranks 2nd out of 3 countries with data for 2023.
- Is insurance indicators — penetration rising or falling in Croatia?
- Over the last ten years it is down 10.0%. The long-run trend across the full record is falling.
- Where does this Croatia data come from?
- The figures come from Organisation for Economic Co-operation and Development, published as part of Insurance indicators — Penetration. Statizoid updates them automatically from the source API.
Download this data
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About this data
This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.