Insurance indicators — Penetration in Netherlands

Netherlands: Insurance indicators — Penetration was 8.26 Percentage of GDP in 2024. ▲ Rising

Latest (2024)
8.26 Percentage of GDP
Change on year
up 1.6%
Rank
2nd
of 9 groups
All-time high
9.65 Percentage of GDP
in 2016
All-time low
3.14 Percentage of GDP
in 1991
Years of data
35
1990–2024

Insurance indicators — Penetration in Netherlands, 1990–2024

468101990200720241990: 3.5 Percentage of GDP1991: 3.1 Percentage of GDP1992: 3.5 Percentage of GDP1993: 3.8 Percentage of GDP1994: 4 Percentage of GDP1995: 8.4 Percentage of GDP1996: 8.7 Percentage of GDP1997: 8.8 Percentage of GDP1998: 9.2 Percentage of GDP1999: 9.3 Percentage of GDP2000: 8.9 Percentage of GDP2001: 9 Percentage of GDP2002: 8.6 Percentage of GDP2003: 8.9 Percentage of GDP2004: 9.1 Percentage of GDP2005: 8.7 Percentage of GDP2006: 7.8 Percentage of GDP2007: 7.6 Percentage of GDP2008: 7.4 Percentage of GDP2009: 7.1 Percentage of GDP2010: 5.7 Percentage of GDP2011: 6.4 Percentage of GDP2012: 6 Percentage of GDP2013: 5.7 Percentage of GDP2014: 5.3 Percentage of GDP2015: 4.7 Percentage of GDP2016: 9.7 Percentage of GDP2017: 9.3 Percentage of GDP2018: 9.2 Percentage of GDP2019: 9 Percentage of GDP2020: 9.4 Percentage of GDP2021: 8.8 Percentage of GDP2022: 8 Percentage of GDP2023: 8.1 Percentage of GDP2024: 8.3 Percentage of GDP

Source: Organisation for Economic Co-operation and Development. Measured in Percentage of GDP.

Analysis

Netherlands recorded 8.26 Percentage of GDP for insurance indicators — penetration in 2024.

The figure is up 1.6% on the previous year and up 55.5% over ten years.

Over the whole period, insurance indicators — penetration in Netherlands peaked at 9.65 Percentage of GDP in 2016 and was at its lowest, 3.14 Percentage of GDP, in 1991.

The long-run direction has been consistently rising across the 35 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
1990s 6.24 Percentage of GDP 3.14 Percentage of GDP 9.29 Percentage of GDP 10
2000s 8.31 Percentage of GDP 7.13 Percentage of GDP 9.07 Percentage of GDP 10
2010s 7.1 Percentage of GDP 4.74 Percentage of GDP 9.65 Percentage of GDP 10
2020s 8.52 Percentage of GDP 8.01 Percentage of GDP 9.4 Percentage of GDP 5

Countries ranked near Netherlands

  1. 1 Luxembourg 32.99 Percentage of GDP compare
  2. 2 Hong Kong Special Administrative Region, People's Republic of China 18.53 Percentage of GDP compare
  3. 3 United States 12.68 Percentage of GDP compare
  4. 4 South Africa 12.66 Percentage of GDP compare
  5. 5 Sweden 12.38 Percentage of GDP compare

See the full ranking of 62 places →

More reference data data for Netherlands

All data for Netherlands →

Frequently asked questions

What is insurance indicators — penetration in Netherlands?
Insurance indicators — penetration in Netherlands was 8.26 Percentage of GDP in 2024, according to Organisation for Economic Co-operation and Development.
What is the highest insurance indicators — penetration recorded in Netherlands?
The highest recorded value was 9.65 Percentage of GDP in 2016.
What is the lowest insurance indicators — penetration recorded in Netherlands?
The lowest recorded value was 3.14 Percentage of GDP in 1991.
How does Netherlands rank for insurance indicators — penetration?
Netherlands ranks 2nd out of 9 groups with data for 2024.
Is insurance indicators — penetration rising or falling in Netherlands?
Over the last ten years it is up 55.5%. The long-run trend across the full record is rising.
Where does this Netherlands data come from?
The figures come from Organisation for Economic Co-operation and Development, published as part of Insurance indicators — Penetration. Statizoid updates them automatically from the source API.

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Insurance indicators — Penetration in Netherlands. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/stat/insurance-indicators-penetration/netherlands-2/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.