Insurance indicators — Penetration in Netherlands
Netherlands: Insurance indicators — Penetration was 8.26 Percentage of GDP in 2024. ▲ Rising
Insurance indicators — Penetration in Netherlands, 1990–2024
Source: Organisation for Economic Co-operation and Development. Measured in Percentage of GDP.
Analysis
Netherlands recorded 8.26 Percentage of GDP for insurance indicators — penetration in 2024.
The figure is up 1.6% on the previous year and up 55.5% over ten years.
Over the whole period, insurance indicators — penetration in Netherlands peaked at 9.65 Percentage of GDP in 2016 and was at its lowest, 3.14 Percentage of GDP, in 1991.
The long-run direction has been consistently rising across the 35 years of available data.
Insurance indicators — Penetration in Netherlands, year by year
| Year | Percentage of GDP | Change |
|---|---|---|
| 1990 | 3.5 Percentage of GDP | — |
| 1991 | 3.14 Percentage of GDP | -10.4% |
| 1992 | 3.52 Percentage of GDP | +12.3% |
| 1993 | 3.8 Percentage of GDP | +7.8% |
| 1994 | 4.04 Percentage of GDP | +6.3% |
| 1995 | 8.42 Percentage of GDP | +108.5% |
| 1996 | 8.65 Percentage of GDP | +2.8% |
| 1997 | 8.79 Percentage of GDP | +1.5% |
| 1998 | 9.23 Percentage of GDP | +5.0% |
| 1999 | 9.29 Percentage of GDP | +0.7% |
| 2000 | 8.91 Percentage of GDP | -4.0% |
| 2001 | 9 Percentage of GDP | +1.0% |
| 2002 | 8.65 Percentage of GDP | -3.9% |
| 2003 | 8.88 Percentage of GDP | +2.7% |
| 2004 | 9.07 Percentage of GDP | +2.1% |
| 2005 | 8.71 Percentage of GDP | -3.9% |
| 2006 | 7.76 Percentage of GDP | -10.9% |
| 2007 | 7.57 Percentage of GDP | -2.5% |
| 2008 | 7.4 Percentage of GDP | -2.3% |
| 2009 | 7.13 Percentage of GDP | -3.7% |
| 2010 | 5.72 Percentage of GDP | -19.8% |
| 2011 | 6.38 Percentage of GDP | +11.5% |
| 2012 | 5.98 Percentage of GDP | -6.2% |
| 2013 | 5.7 Percentage of GDP | -4.7% |
| 2014 | 5.31 Percentage of GDP | -6.8% |
| 2015 | 4.74 Percentage of GDP | -10.7% |
| 2016 | 9.65 Percentage of GDP | +103.6% |
| 2017 | 9.31 Percentage of GDP | -3.5% |
| 2018 | 9.19 Percentage of GDP | -1.4% |
| 2019 | 9.04 Percentage of GDP | -1.6% |
| 2020 | 9.4 Percentage of GDP | +4.0% |
| 2021 | 8.77 Percentage of GDP | -6.7% |
| 2022 | 8.01 Percentage of GDP | -8.7% |
| 2023 | 8.13 Percentage of GDP | +1.5% |
| 2024 | 8.26 Percentage of GDP | +1.6% |
Biggest year-on-year movements
Years where Insurance indicators — Penetration in Netherlands changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1995 | +108.5% | 4.04 Percentage of GDP | 8.42 Percentage of GDP |
| 2016 | +103.6% | 4.74 Percentage of GDP | 9.65 Percentage of GDP |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.24 Percentage of GDP | 3.14 Percentage of GDP | 9.29 Percentage of GDP | 10 |
| 2000s | 8.31 Percentage of GDP | 7.13 Percentage of GDP | 9.07 Percentage of GDP | 10 |
| 2010s | 7.1 Percentage of GDP | 4.74 Percentage of GDP | 9.65 Percentage of GDP | 10 |
| 2020s | 8.52 Percentage of GDP | 8.01 Percentage of GDP | 9.4 Percentage of GDP | 5 |
Countries ranked near Netherlands
- 1 Luxembourg 32.99 Percentage of GDP compare
- 2 Slovenia 3.63 Percentage of GDP compare
- 2 Croatia 2.29 Percentage of GDP compare
- 2 Hong Kong 18.53 Percentage of GDP compare
- 3 Estonia 3.62 Percentage of GDP compare
- 3 United States 12.68 Percentage of GDP compare
- 4 Latvia 3.05 Percentage of GDP compare
- 4 South Africa 12.66 Percentage of GDP compare
More reference data data for Netherlands
- Cooling and heating degree days by NUTS 2 regions - annual data 7.7 % change on previous year (2025)
- Cooling and heating degree days by NUTS 2 regions - monthly data -1.09 % change on previous year (2025)
- Exposure to extreme temperature — Annual temperature change 1.56 Degrees celsius (2023)
- Exposure to extreme precipitation — Annual precipitation change 252.67 Millimetres per year (2023)
- Cooling and heating degree days by NUTS 2 regions - monthly data 371.35 Number (2025)
- Cooling and heating degree days by NUTS 2 regions - annual data 2,451 Number (2025)
- IPAC Dashboard indicators — Geothermal 184.79 Index (2025)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 4.73 Percentage of GDP (2022)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 50.83 Percentage of GDP (2022)
- Africa's Development Dynamics (AfDD) Table 08 - Sectoral breakdown of 17.02 Percentage of GDP (2022)
Frequently asked questions
- What is insurance indicators — penetration in Netherlands?
- Insurance indicators — penetration in Netherlands was 8.26 Percentage of GDP in 2024, according to Organisation for Economic Co-operation and Development.
- What is the highest insurance indicators — penetration recorded in Netherlands?
- The highest recorded value was 9.65 Percentage of GDP in 2016.
- What is the lowest insurance indicators — penetration recorded in Netherlands?
- The lowest recorded value was 3.14 Percentage of GDP in 1991.
- How does Netherlands rank for insurance indicators — penetration?
- Netherlands ranks 1st out of 7 countries with data for 2024.
- Is insurance indicators — penetration rising or falling in Netherlands?
- Over the last ten years it is up 55.5%. The long-run trend across the full record is rising.
- Where does this Netherlands data come from?
- The figures come from Organisation for Economic Co-operation and Development, published as part of Insurance indicators — Penetration. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 35 observations, free to reuse under OECD Terms and Conditions (attribution required).
About this data
This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.