Croatia vs Estonia: Insurance indicators — Penetration

Croatia
2.29 Percentage of GDP
in 2023
Estonia
3.62 Percentage of GDP
in 2024
Croatia rank
2nd
Estonia rank
3rd

Insurance indicators — Penetration over time

  • Croatia
  • Estonia
1234200620152024

How they compare

Estonia currently reports 3.62 Percentage of GDP against 2.29 Percentage of GDP in Croatia, a difference of 1.33 Percentage of GDP.

That makes Estonia's figure about 1.6 times Croatia's.

Across all 6 years both countries report, Estonia has been ahead every year.

Croatia ranks 2nd and Estonia ranks 3rd of 3 countries.

Estonia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Croatia Estonia Difference Ahead
2010s 2.56 Percentage of GDP 3.48 Percentage of GDP 0.9175 Percentage of GDP Estonia
2020s 2.54 Percentage of GDP 3.29 Percentage of GDP 0.7485 Percentage of GDP Estonia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators — penetration, Croatia or Estonia?
Estonia, at 3.62 Percentage of GDP against 2.29 Percentage of GDP in Croatia as of 2024.
What is the difference in insurance indicators — penetration between Croatia and Estonia?
1.33 Percentage of GDP, with Estonia ahead.
How many years of comparable data are there for Croatia and Estonia?
6 years are reported by both, from 2018 to 2023.
How do Croatia and Estonia rank globally for insurance indicators — penetration?
Croatia ranks 2nd and Estonia ranks 3rd of 3 countries.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators — Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Croatia vs Estonia: Insurance indicators — Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 03 October 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/croatia-2/estonia-2/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.