Insurance indicators — Penetration in Poland

Poland: Insurance indicators — Penetration was 2.22 Percentage of GDP in 2024. ▲ Rising

Latest (2024)
2.22 Percentage of GDP
Change on year
up 2.4%
World rank
5th
of 7 countries
All-time high
4.56 Percentage of GDP
in 2008
All-time low
1.19 Percentage of GDP
in 1995
Years of data
30
1995–2024

Insurance indicators — Penetration in Poland, 1995–2024

123451995200920241995: 1.2 Percentage of GDP1996: 1.9 Percentage of GDP1997: 2.4 Percentage of GDP1998: 2.6 Percentage of GDP1999: 2.7 Percentage of GDP2000: 2.8 Percentage of GDP2001: 2.8 Percentage of GDP2002: 2.8 Percentage of GDP2003: 2.9 Percentage of GDP2004: 2.9 Percentage of GDP2005: 3.1 Percentage of GDP2006: 3.5 Percentage of GDP2007: 3.6 Percentage of GDP2008: 4.6 Percentage of GDP2009: 3.7 Percentage of GDP2010: 3.7 Percentage of GDP2011: 3.6 Percentage of GDP2012: 3.8 Percentage of GDP2013: 3.5 Percentage of GDP2014: 3.2 Percentage of GDP2015: 2.9 Percentage of GDP2016: 2.9 Percentage of GDP2017: 3 Percentage of GDP2018: 2.8 Percentage of GDP2019: 2.6 Percentage of GDP2020: 2.6 Percentage of GDP2021: 2.5 Percentage of GDP2022: 2.2 Percentage of GDP2023: 2.2 Percentage of GDP2024: 2.2 Percentage of GDP

Source: Organisation for Economic Co-operation and Development. Measured in Percentage of GDP.

Analysis

The most recent figure for insurance indicators — penetration in Poland is 2.22 Percentage of GDP, measured in 2024.

That represents a change of up 2.4% on the previous year and down 30.1% over ten years.

Over the whole period, insurance indicators — penetration in Poland peaked at 4.56 Percentage of GDP in 2008 and was at its lowest, 1.19 Percentage of GDP, in 1995.

The long-run direction has been consistently rising across the 30 years of available data.

Insurance indicators — Penetration in Poland, year by year

Annual values for Insurance indicators — Penetration in Poland, 1995 to 2024.
Year Percentage of GDP Change
1995 1.19 Percentage of GDP —
1996 1.93 Percentage of GDP +61.9%
1997 2.36 Percentage of GDP +22.3%
1998 2.57 Percentage of GDP +8.8%
1999 2.72 Percentage of GDP +6.0%
2000 2.75 Percentage of GDP +1.1%
2001 2.82 Percentage of GDP +2.4%
2002 2.75 Percentage of GDP -2.5%
2003 2.89 Percentage of GDP +4.9%
2004 2.9 Percentage of GDP +0.5%
2005 3.07 Percentage of GDP +6.0%
2006 3.46 Percentage of GDP +12.4%
2007 3.63 Percentage of GDP +5.2%
2008 4.56 Percentage of GDP +25.4%
2009 3.7 Percentage of GDP -18.9%
2010 3.72 Percentage of GDP +0.6%
2011 3.62 Percentage of GDP -2.6%
2012 3.82 Percentage of GDP +5.6%
2013 3.49 Percentage of GDP -8.7%
2014 3.18 Percentage of GDP -8.9%
2015 2.95 Percentage of GDP -7.2%
2016 2.9 Percentage of GDP -1.7%
2017 3.02 Percentage of GDP +4.3%
2018 2.79 Percentage of GDP -7.8%
2019 2.63 Percentage of GDP -5.5%
2020 2.56 Percentage of GDP -2.8%
2021 2.48 Percentage of GDP -3.3%
2022 2.22 Percentage of GDP -10.2%
2023 2.17 Percentage of GDP -2.6%
2024 2.22 Percentage of GDP +2.4%

Biggest year-on-year movements

Years where Insurance indicators — Penetration in Poland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1996 +61.9% 1.19 Percentage of GDP 1.93 Percentage of GDP

Averages by decade

DecadeAverage LowestHighest Years
1990s 2.15 Percentage of GDP 1.19 Percentage of GDP 2.72 Percentage of GDP 5
2000s 3.25 Percentage of GDP 2.75 Percentage of GDP 4.56 Percentage of GDP 10
2010s 3.21 Percentage of GDP 2.63 Percentage of GDP 3.82 Percentage of GDP 10
2020s 2.33 Percentage of GDP 2.17 Percentage of GDP 2.56 Percentage of GDP 5

Countries ranked near Poland

  1. 2 Slovenia 3.63 Percentage of GDP compare
  2. 2 Croatia 2.29 Percentage of GDP compare
  3. 2 Hong Kong 18.53 Percentage of GDP compare
  4. 3 Estonia 3.62 Percentage of GDP compare
  5. 3 United States 12.68 Percentage of GDP compare
  6. 4 Latvia 3.05 Percentage of GDP compare
  7. 4 South Africa 12.66 Percentage of GDP compare
  8. 5 Sweden 12.38 Percentage of GDP compare
  9. 6 Lithuania 2.02 Percentage of GDP compare
  10. 6 United Kingdom 11.75 Percentage of GDP compare
  11. 7 Ireland 11.69 Percentage of GDP compare
  12. 7 Türkiye 1.86 Percentage of GDP compare
  13. 8 Denmark 11.61 Percentage of GDP compare

See the full ranking of 62 places →

More reference data data for Poland

All data for Poland →

Frequently asked questions

What is insurance indicators — penetration in Poland?
Insurance indicators — penetration in Poland was 2.22 Percentage of GDP in 2024, according to Organisation for Economic Co-operation and Development.
What is the highest insurance indicators — penetration recorded in Poland?
The highest recorded value was 4.56 Percentage of GDP in 2008.
What is the lowest insurance indicators — penetration recorded in Poland?
The lowest recorded value was 1.19 Percentage of GDP in 1995.
How does Poland rank for insurance indicators — penetration?
Poland ranks 5th out of 7 countries with data for 2024.
Is insurance indicators — penetration rising or falling in Poland?
Over the last ten years it is down 30.1%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Organisation for Economic Co-operation and Development, published as part of Insurance indicators — Penetration. Statizoid updates them automatically from the source API.

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Insurance indicators — Penetration in Poland. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 03 October 2026, from https://reference.statizoid.com/stat/insurance-indicators-penetration/poland-2/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.