Share of adults with an account at a financial institution in Germany
Germany: Share of adults with an account at a financial institution was 98.3% in 2024. ▬ Flat
Share of adults with an account at a financial institution in Germany, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in Germany stood at 98.3%.
The figure is down 1.7% on the previous year and down 0.5% over ten years.
Over the whole period, share of adults with an account at a financial institution in Germany peaked at 100.0% in 2021 and was at its lowest, 98.1%, in 2011.
That places Germany 14th out of 115 countries with data for 2024, putting it in the top quarter.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 98.7% | 98.1% | 99.1% | 3 |
| 2020s | 99.1% | 98.3% | 100.0% | 2 |
Countries ranked near Germany
More reference data data for Germany
- Spring temperature anomalies 1.53 °C (2026)
- Summer temperature anomalies 3.04 °C (2026)
- Temperature anomalies by month -1.82 °C (2026)
- Universal right to vote in practice 2 (2025)
- Autumn temperature anomalies 0.6168 °C (2025)
- Winter temperature anomalies 1.25 °C (2025)
- Consumer price index 137.8 2010 = 100 (2025)
- Universal right to vote 2 (2025)
- Competitive elections 1 (2025)
- Men's universal right to vote 1 (2025)
Frequently asked questions
- What is share of adults with an account at a financial institution in Germany?
- Share of adults with an account at a financial institution in Germany was 98.3% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in Germany?
- The highest recorded value was 100.0% in 2021.
- What is the lowest share of adults with an account at a financial institution recorded in Germany?
- The lowest recorded value was 98.1% in 2011.
- How does Germany rank for share of adults with an account at a financial institution?
- Germany ranks 14th out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in Germany?
- Over the last ten years it is down 0.5%. The long-run trend across the full record is flat.
- Where does this Germany data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
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About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.