Share of adults with an account at a financial institution in Spain

Spain: Share of adults with an account at a financial institution was 98.4% in 2024. ▬ Flat

Latest (2024)
98.4%
Change on year
up 0.1%
World rank
13th
of 115 countries
All-time high
98.4%
in 2024
All-time low
93.3%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Spain, 2011–2024

0204060801002011201720242011: 93.3 % age 15+2014: 97.6 % age 15+2017: 93.8 % age 15+2021: 98.3 % age 15+2024: 98.4 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in Spain stood at 98.4%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 0.1% on the previous year and up 0.8% over ten years.

Over the whole period, share of adults with an account at a financial institution in Spain peaked at 98.4% in 2024 and was at its lowest, 93.3%, in 2011.

That places Spain 13th out of 115 countries with data for 2024, putting it in the top quarter.

Averages by decade

DecadeAverage LowestHighest Years
2010s 94.9% 93.3% 97.6% 3
2020s 98.3% 98.3% 98.4% 2

Countries ranked near Spain

  1. 10 Sweden 98.6% compare
  2. 11 Japan 98.5% compare
  3. 12 Canada 98.4% compare
  4. 14 Germany 98.3% compare
  5. 16 Mongolia 98.3% compare

See the full ranking of 115 places →

More reference data data for Spain

All data for Spain →

Frequently asked questions

What is share of adults with an account at a financial institution in Spain?
Share of adults with an account at a financial institution in Spain was 98.4% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Spain?
The highest recorded value was 98.4% in 2024.
What is the lowest share of adults with an account at a financial institution recorded in Spain?
The lowest recorded value was 93.3% in 2011.
How does Spain rank for share of adults with an account at a financial institution?
Spain ranks 13th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Spain?
Over the last ten years it is up 0.8%. The long-run trend across the full record is flat.
Where does this Spain data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).

About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.