Germany vs Japan: Share of adults with an account at a financial institution
Germany
98.3%
in 2024
Japan
98.5%
in 2024
Germany rank
14th
Japan rank
11th
Share of adults with an account at a financial institution over time
- Germany
- Japan
How they compare
Japan currently reports 98.5% against 98.3% in Germany, a difference of 0.2%.
The two have swapped places 1 time across 5 shared years of data; in 2011 it was Germany ahead.
Germany ranks 14th and Japan ranks 11th of 115 countries.
Germany has averaged higher in every one of the 2 decades both report.
Head to head by decade
| Decade | Germany | Japan | Difference | Ahead |
|---|---|---|---|---|
| 2010s | 98.7% | 97.1% | 1.6% | Germany |
| 2020s | 99.1% | 98.5% | 0.6% | Germany |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher share of adults with an account at a financial institution, Germany or Japan?
- Japan, at 98.5% against 98.3% in Germany as of 2024.
- What is the difference in share of adults with an account at a financial institution between Germany and Japan?
- 0.2%, with Japan ahead.
- How many years of comparable data are there for Germany and Japan?
- 5 years are reported by both, from 2011 to 2024.
- How do Germany and Japan rank globally for share of adults with an account at a financial institution?
- Germany ranks 14th and Japan ranks 11th of 115 countries.
- Where does this data come from?
- Global Findex Database - World Bank (2026) – processed by Our World in Data, published as Share of adults with an account at a financial institution. Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.