Belgium vs Germany: Share of adults with an account at a financial institution

Belgium
98.2%
in 2024
Germany
98.3%
in 2024
Belgium rank
17th
Germany rank
14th

Share of adults with an account at a financial institution over time

  • Belgium
  • Germany
020406080100201120172024

How they compare

Germany currently reports 98.3% against 98.2% in Belgium, a difference of 0.1%.

Across all 5 years both countries report, Germany has been ahead every year.

Belgium ranks 17th and Germany ranks 14th of 115 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Belgium Germany Difference Ahead
2010s 97.7% 98.7% 1.0% Germany
2020s 98.6% 99.1% 0.5% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher share of adults with an account at a financial institution, Belgium or Germany?
Germany, at 98.3% against 98.2% in Belgium as of 2024.
What is the difference in share of adults with an account at a financial institution between Belgium and Germany?
0.1%, with Germany ahead.
How many years of comparable data are there for Belgium and Germany?
5 years are reported by both, from 2011 to 2024.
How do Belgium and Germany rank globally for share of adults with an account at a financial institution?
Belgium ranks 17th and Germany ranks 14th of 115 countries.
Where does this data come from?
Global Findex Database - World Bank (2026) – processed by Our World in Data, published as Share of adults with an account at a financial institution. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Belgium vs Germany: Share of adults with an account at a financial institution. Statizoid, drawing on Global Findex Database - World Bank (2026) – processed by Our World in Data. Retrieved 24 September 2026, from https://reference.statizoid.com/compare/account-at-financial-institution/belgium/germany/

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.