Share of adults with an account at a financial institution in France

France: Share of adults with an account at a financial institution was 99.2% in 2024. ▬ Flat

Latest (2024)
99.2%
Change on year
down 0.1%
World rank
4th
of 115 countries
All-time high
99.2%
in 2021
All-time low
94.0%
in 2017
Years of data
5
2011–2024

Share of adults with an account at a financial institution in France, 2011–2024

0204060801002011201720242011: 97 % age 15+2014: 96.6 % age 15+2017: 94 % age 15+2021: 99.2 % age 15+2024: 99.2 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in France stood at 99.2%.

Compared with earlier readings it is down 0.1% on the previous year and up 2.7% over ten years.

Over the whole period, share of adults with an account at a financial institution in France peaked at 99.2% in 2021 and was at its lowest, 94.0%, in 2017.

That places France 4th out of 115 countries with data for 2024, putting it in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2010s 95.9% 94.0% 97.0% 3
2020s 99.2% 99.2% 99.2% 2

Countries ranked near France

  1. 1 Finland 99.8% compare
  2. 2 Austria 99.5% compare
  3. 3 United Kingdom 99.3% compare
  4. 5 Netherlands 99.2% compare
  5. 6 Lithuania 99.0% compare
  6. 7 Estonia 98.9% compare

See the full ranking of 115 places →

More reference data data for France

All data for France →

Frequently asked questions

What is share of adults with an account at a financial institution in France?
Share of adults with an account at a financial institution in France was 99.2% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in France?
The highest recorded value was 99.2% in 2021.
What is the lowest share of adults with an account at a financial institution recorded in France?
The lowest recorded value was 94.0% in 2017.
How does France rank for share of adults with an account at a financial institution?
France ranks 4th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in France?
Over the last ten years it is up 2.7%. The long-run trend across the full record is flat.
Where does this France data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.