Share of adults with an account at a financial institution in United Kingdom

United Kingdom: Share of adults with an account at a financial institution was 99.3% in 2024. ▬ Flat

Latest (2024)
99.3%
Change on year
down 0.5%
World rank
3rd
of 115 countries
All-time high
99.8%
in 2021
All-time low
96.4%
in 2017
Years of data
5
2011–2024

Share of adults with an account at a financial institution in United Kingdom, 2011–2024

0204060801002011201720242011: 97.2 % age 15+2014: 98.9 % age 15+2017: 96.4 % age 15+2021: 99.8 % age 15+2024: 99.3 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in United Kingdom stood at 99.3%.

The figure is down 0.5% on the previous year and up 0.4% over ten years.

Over the whole period, share of adults with an account at a financial institution in United Kingdom peaked at 99.8% in 2021 and was at its lowest, 96.4%, in 2017.

United Kingdom ranks 3rd of 115 countries on this measure, in the top 10%.

Share of adults with an account at a financial institution in United Kingdom, year by year

Annual values for Share of adults with an account at a financial institution in United Kingdom, 2011 to 2024.
Year % age 15+ Change
2011 97.2%
2014 98.9% +1.8%
2017 96.4% -2.6%
2021 99.8% +3.5%
2024 99.3% -0.5%

United Kingdom compared with similar countries

  • United Kingdom's 99.3% is above the median for high income countries, which is 97.0%, 1.0× the median. (42 countries reporting)
  • United Kingdom's 99.3% is above the median for Europe & Central Asia, which is 88.6%, 1.1× the median. (41 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 97.5% 96.4% 98.9% 3
2020s 99.5% 99.3% 99.8% 2

Countries ranked near United Kingdom

  1. 1 Finland 99.8% compare
  2. 2 Austria 99.5% compare
  3. 4 France 99.2% compare
  4. 5 Netherlands 99.2% compare
  5. 6 Lithuania 99.0% compare

See the full ranking of 115 places →

More reference data data for United Kingdom

All data for United Kingdom →

Frequently asked questions

What is share of adults with an account at a financial institution in United Kingdom?
Share of adults with an account at a financial institution in United Kingdom was 99.3% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in United Kingdom?
The highest recorded value was 99.8% in 2021.
What is the lowest share of adults with an account at a financial institution recorded in United Kingdom?
The lowest recorded value was 96.4% in 2017.
How does United Kingdom rank for share of adults with an account at a financial institution?
United Kingdom ranks 3rd out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in United Kingdom?
Over the last ten years it is up 0.4%. The long-run trend across the full record is flat.
Where does this United Kingdom data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

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Share of adults with an account at a financial institution in United Kingdom. Statizoid, drawing on Global Findex Database - World Bank (2026) – processed by Our World in Data. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/account-at-financial-institution/united-kingdom/

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.