Share of adults with an account at a financial institution in Finland

Finland: Share of adults with an account at a financial institution was 99.8% in 2024. ▬ Flat

Latest (2024)
99.8%
Change on year
up 0.3%
World rank
1st
of 115 countries
All-time high
100.0%
in 2014
All-time low
99.5%
in 2021
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Finland, 2011–2024

0204060801002011201720242011: 99.7 % age 15+2014: 100 % age 15+2017: 99.8 % age 15+2021: 99.5 % age 15+2024: 99.8 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

The most recent figure for share of adults with an account at a financial institution in Finland is 99.8%, measured in 2024.

The figure is up 0.3% on the previous year and down 0.2% over ten years.

Over the whole period, share of adults with an account at a financial institution in Finland peaked at 100.0% in 2014 and was at its lowest, 99.5%, in 2021.

Finland ranks 1st of 115 countries on this measure, in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2010s 99.8% 99.7% 100.0% 3
2020s 99.7% 99.5% 99.8% 2

Countries ranked near Finland

  1. 2 Austria 99.5% compare
  2. 3 United Kingdom 99.3% compare
  3. 4 France 99.2% compare

See the full ranking of 115 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is share of adults with an account at a financial institution in Finland?
Share of adults with an account at a financial institution in Finland was 99.8% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Finland?
The highest recorded value was 100.0% in 2014.
What is the lowest share of adults with an account at a financial institution recorded in Finland?
The lowest recorded value was 99.5% in 2021.
How does Finland rank for share of adults with an account at a financial institution?
Finland ranks 1st out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Finland?
Over the last ten years it is down 0.2%. The long-run trend across the full record is flat.
Where does this Finland data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).

About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.