Share of adults with an account at a financial institution in Estonia

Estonia: Share of adults with an account at a financial institution was 98.9% in 2024. ▬ Flat

Latest (2024)
98.9%
Change on year
down 0.5%
World rank
7th
of 115 countries
All-time high
99.4%
in 2021
All-time low
96.8%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Estonia, 2011–2024

0204060801002011201720242011: 96.8 % age 15+2014: 97.7 % age 15+2017: 98 % age 15+2021: 99.4 % age 15+2024: 98.9 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

Estonia recorded 98.9% for share of adults with an account at a financial institution in 2024.

Compared with earlier readings it is down 0.5% on the previous year and up 1.3% over ten years.

Over the whole period, share of adults with an account at a financial institution in Estonia peaked at 99.4% in 2021 and was at its lowest, 96.8%, in 2011.

That places Estonia 7th out of 115 countries with data for 2024, putting it in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2010s 97.5% 96.8% 98.0% 3
2020s 99.1% 98.9% 99.4% 2

Countries ranked near Estonia

  1. 4 France 99.2% compare
  2. 5 Netherlands 99.2% compare
  3. 6 Lithuania 99.0% compare
  4. 8 Slovenia 98.7% compare
  5. 9 Denmark 98.7% compare
  6. 10 Sweden 98.6% compare

See the full ranking of 115 places →

More reference data data for Estonia

All data for Estonia →

Frequently asked questions

What is share of adults with an account at a financial institution in Estonia?
Share of adults with an account at a financial institution in Estonia was 98.9% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Estonia?
The highest recorded value was 99.4% in 2021.
What is the lowest share of adults with an account at a financial institution recorded in Estonia?
The lowest recorded value was 96.8% in 2011.
How does Estonia rank for share of adults with an account at a financial institution?
Estonia ranks 7th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Estonia?
Over the last ten years it is up 1.3%. The long-run trend across the full record is flat.
Where does this Estonia data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.