Owns a debit card in Poland

Poland: Owns a debit card was 81.4% in 2024. ▲ Rising

Latest (2024)
81.4%
Change on year
down 3.0%
World rank
34th
of 118 countries
All-time high
83.9%
in 2021
All-time low
37.3%
in 2011
Years of data
5
2011–2024

Owns a debit card in Poland, 2011–2024

0204060802011201720242011: 37.3 % age 15+2014: 49.5 % age 15+2017: 79.3 % age 15+2021: 83.9 % age 15+2024: 81.4 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Poland stood at 81.4%.

The figure is down 3.0% on the previous year and up 64.6% over ten years.

Over the whole period, owns a debit card in Poland peaked at 83.9% in 2021 and was at its lowest, 37.3%, in 2011.

Poland ranks 34th of 118 countries on this measure, in the middle of the range.

Owns a debit card in Poland, year by year

Annual values for Owns a debit card (% age 15+) in Poland, 2011 to 2024.
Year % age 15+ Change
2011 37.3%
2014 49.5% +32.4%
2017 79.3% +60.4%
2021 83.9% +5.8%
2024 81.4% -3.0%

Poland compared with similar countries

  • Poland's 81.4% is below the median for high income countries, which is 88.5%, 92% of the median. (42 countries reporting)
  • Poland's 81.4% is below the median for Europe & Central Asia, which is 82.3%, 99% of the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 55.4% 37.3% 79.3% 3
2020s 82.7% 81.4% 83.9% 2

Countries ranked near Poland

  1. 31 Spain 85.9% compare
  2. 32 Hungary 82.9% compare
  3. 33 Ukraine 81.8% compare
  4. 35 China 81.1% compare
  5. 36 Bulgaria 81.0% compare
  6. 37 Italy 81.0% compare

See the full ranking of 128 places →

More reference data data for Poland

All data for Poland →

Frequently asked questions

What is owns a debit card in Poland?
Owns a debit card in Poland was 81.4% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Poland?
The highest recorded value was 83.9% in 2021.
What is the lowest owns a debit card recorded in Poland?
The lowest recorded value was 37.3% in 2011.
How does Poland rank for owns a debit card?
Poland ranks 34th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Poland?
Over the last ten years it is up 64.6%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Poland. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/poland/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)