Owns a debit card in China

China: Owns a debit card was 81.1% in 2024. ▲ Rising

Latest (2024)
81.1%
Change on year
up 7.0%
World rank
35th
of 118 countries
All-time high
81.1%
in 2024
All-time low
41.0%
in 2011
Years of data
5
2011–2024

Owns a debit card in China, 2011–2024

0204060802011201720242011: 41 % age 15+2014: 48.7 % age 15+2017: 65.7 % age 15+2021: 75.8 % age 15+2024: 81.1 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

China recorded 81.1% for owns a debit card in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 7.0% on the previous year and up 66.5% over ten years.

Over the whole period, owns a debit card in China peaked at 81.1% in 2024 and was at its lowest, 41.0%, in 2011.

That places China 35th out of 118 countries with data for 2024, putting it in the middle of the range.

Owns a debit card in China, year by year

Annual values for Owns a debit card (% age 15+) in China, 2011 to 2024.
Year % age 15+ Change
2011 41.0% —
2014 48.7% +18.7%
2017 65.7% +35.0%
2021 75.8% +15.2%
2024 81.1% +7.0%

China compared with similar countries

  • China's 81.1% is above the median for upper middle income countries, which is 49.3%, 1.6× the median. (37 countries reporting)
  • China's 81.1% is above the median for East Asia & Pacific, which is 80.6%, 1.0× the median. (14 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 51.8% 41.0% 65.7% 3
2020s 78.4% 75.8% 81.1% 2

Countries ranked near China

  1. 32 Hungary 82.9% compare
  2. 33 Ukraine 81.8% compare
  3. 34 Poland 81.4% compare
  4. 36 Bulgaria 81.0% compare
  5. 37 Italy 81.0% compare
  6. 38 Chile 80.8% compare

See the full ranking of 128 places →

More reference data data for China

All data for China →

Frequently asked questions

What is owns a debit card in China?
Owns a debit card in China was 81.1% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in China?
The highest recorded value was 81.1% in 2024.
What is the lowest owns a debit card recorded in China?
The lowest recorded value was 41.0% in 2011.
How does China rank for owns a debit card?
China ranks 35th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in China?
Over the last ten years it is up 66.5%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in China. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/china/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)