Owns a debit card in Spain

Spain: Owns a debit card was 85.9% in 2024. ▲ Rising

Latest (2024)
85.9%
Change on year
up 3.2%
World rank
31st
of 118 countries
All-time high
85.9%
in 2024
All-time low
62.2%
in 2011
Years of data
5
2011–2024

Owns a debit card in Spain, 2011–2024

0204060802011201720242011: 62.2 % age 15+2014: 82.6 % age 15+2017: 84.8 % age 15+2021: 83.3 % age 15+2024: 85.9 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Spain stood at 85.9%. That is the highest value across all 5 years on record.

That represents a change of up 3.2% on the previous year and up 4.0% over ten years.

Over the whole period, owns a debit card in Spain peaked at 85.9% in 2024 and was at its lowest, 62.2%, in 2011.

That places Spain 31st out of 118 countries with data for 2024, putting it in the middle of the range.

Owns a debit card in Spain, year by year

Annual values for Owns a debit card (% age 15+) in Spain, 2011 to 2024.
Year % age 15+ Change
2011 62.2%
2014 82.6% +32.9%
2017 84.8% +2.6%
2021 83.3% -1.8%
2024 85.9% +3.2%

Spain compared with similar countries

  • Spain's 85.9% is below the median for high income countries, which is 88.5%, 97% of the median. (42 countries reporting)
  • Spain's 85.9% is above the median for Europe & Central Asia, which is 82.3%, 1.0× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 76.5% 62.2% 84.8% 3
2020s 84.6% 83.3% 85.9% 2

Countries ranked near Spain

  1. 28 United States 87.4% compare
  2. 29 Latvia 87.2% compare
  3. 30 Portugal 87.0% compare
  4. 32 Hungary 82.9% compare
  5. 33 Ukraine 81.8% compare
  6. 34 Poland 81.4% compare

See the full ranking of 128 places →

More reference data data for Spain

All data for Spain →

Frequently asked questions

What is owns a debit card in Spain?
Owns a debit card in Spain was 85.9% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Spain?
The highest recorded value was 85.9% in 2024.
What is the lowest owns a debit card recorded in Spain?
The lowest recorded value was 62.2% in 2011.
How does Spain rank for owns a debit card?
Spain ranks 31st out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Spain?
Over the last ten years it is up 4.0%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Spain. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/spain/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)