Owns a credit card in Germany
Germany: Owns a credit card was 0.0% in 2024. ◆ Volatile
Latest (2024)
0.0%
Change on year
down 100.0%
World rank
81st
of 115 countries
All-time high
56.5%
in 2021
All-time low
0.0%
in 2024
Years of data
5
2011–2024
Owns a credit card in Germany, 2011–2024
Source: Global Findex Database. Measured in % age 15+.
Analysis
In 2024, owns a credit card in Germany stood at 0.0%. That is the lowest value across all 5 years on record.
Compared with earlier readings it is down 100.0% on the previous year and down 100.0% over ten years.
Over the whole period, owns a credit card in Germany peaked at 56.5% in 2021 and was at its lowest, 0.0%, in 2024.
Germany ranks 81st of 115 countries on this measure, in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 44.7% | 35.7% | 52.5% | 3 |
| 2020s | 28.3% | 0.0% | 56.5% | 2 |
Countries ranked near Germany
- 78 Niger 0.5% compare
- 79 Malawi 0.5% compare
- 80 Nepal 0.4% compare
- 81 Australia 0.0% compare
- 81 Austria 0.0% compare
- 81 Belgium 0.0% compare
- 81 Canada 0.0% compare
- 81 Chile 0.0% compare
- 81 Cyprus 0.0% compare
- 81 Czechia 0.0% compare
- 81 Denmark 0.0% compare
- 81 Estonia 0.0% compare
- 81 Finland 0.0% compare
- 81 France 0.0% compare
- 81 Greece 0.0% compare
- 81 Hong Kong 0.0% compare
- 81 Hungary 0.0% compare
- 81 Ireland 0.0% compare
- 81 Israel 0.0% compare
- 81 Italy 0.0% compare
- 81 Japan 0.0% compare
- 81 South Korea 0.0% compare
- 81 Latvia 0.0% compare
- 81 Lithuania 0.0% compare
- 81 Malta 0.0% compare
- 81 Netherlands 0.0% compare
- 81 New Zealand 0.0% compare
- 81 Portugal 0.0% compare
- 81 Russia 0.0% compare
- 81 Singapore 0.0% compare
- 81 Slovakia 0.0% compare
- 81 Slovenia 0.0% compare
- 81 Spain 0.0% compare
- 81 Sweden 0.0% compare
- 81 United Kingdom 0.0% compare
- 81 United States 0.0% compare
- 81 Uruguay 0.0% compare
More reference data data for Germany
- Spring temperature anomalies 1.53 °C (2026)
- Summer temperature anomalies 3.04 °C (2026)
- Temperature anomalies by month -1.82 °C (2026)
- Universal right to vote in practice 2 (2025)
- Autumn temperature anomalies 0.6168 °C (2025)
- Winter temperature anomalies 1.25 °C (2025)
- Consumer price index 137.8 2010 = 100 (2025)
- Universal right to vote 2 (2025)
- Competitive elections 1 (2025)
- Men's universal right to vote 1 (2025)
Frequently asked questions
- What is owns a credit card in Germany?
- Owns a credit card in Germany was 0.0% in 2024, according to Global Findex Database.
- What is the highest owns a credit card recorded in Germany?
- The highest recorded value was 56.5% in 2021.
- What is the lowest owns a credit card recorded in Germany?
- The lowest recorded value was 0.0% in 2024.
- How does Germany rank for owns a credit card?
- Germany ranks 81st out of 115 countries with data for 2024.
- Is owns a credit card rising or falling in Germany?
- Over the last ten years it is down 100.0%. The long-run trend across the full record is volatile.
- Where does this Germany data come from?
- The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The percentage of respondents who report having a credit card, (% age 15+)