France vs Germany: Owns a credit card

France
0.0%
in 2024
Germany
0.0%
in 2024
France rank
81st
Germany rank
81st

Owns a credit card over time

  • France
  • Germany
0204060201120172024

How they compare

France currently reports 0.0% against 0.0% in Germany, a difference of 0.0%.

The two have swapped places 1 time across 5 shared years of data; in 2011 it was France ahead.

France ranks 81st and Germany ranks 81st of 115 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade France Germany Difference Ahead
2010s 40.9% 44.7% 3.8% Germany
2020s 19.9% 28.3% 8.4% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a credit card, France or Germany?
France, at 0.0% against 0.0% in Germany as of 2024.
What is the difference in owns a credit card between France and Germany?
0.0%, with France ahead.
How many years of comparable data are there for France and Germany?
5 years are reported by both, from 2011 to 2024.
How do France and Germany rank globally for owns a credit card?
France ranks 81st and Germany ranks 81st of 115 countries.
Where does this data come from?
Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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France vs Germany: Owns a credit card. Statizoid, drawing on Global Findex Database. Retrieved 17 August 2026, from https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/france/germany/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)