Owns a credit card in New Zealand

New Zealand: Owns a credit card was 0.0% in 2024. ◆ Volatile

Latest (2024)
0.0%
Change on year
down 100.0%
World rank
81st
of 115 countries
All-time high
61.4%
in 2014
All-time low
0.0%
in 2024
Years of data
5
2011–2024

Owns a credit card in New Zealand, 2011–2024

02040602011201720242011: 59.2 % age 15+2014: 61.4 % age 15+2017: 60.9 % age 15+2021: 57.2 % age 15+2024: 0 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in New Zealand is 0.0%, measured in 2024. That is the lowest value across all 5 years on record.

The figure is down 100.0% on the previous year and down 100.0% over ten years.

Over the whole period, owns a credit card in New Zealand peaked at 61.4% in 2014 and was at its lowest, 0.0%, in 2024.

New Zealand ranks 81st of 115 countries on this measure, in the middle of the range.

Owns a credit card in New Zealand, year by year

Annual values for Owns a credit card (% age 15+) in New Zealand, 2011 to 2024.
Year % age 15+ Change
2011 59.2%
2014 61.4% +3.7%
2017 60.9% -0.9%
2021 57.2% -6.0%
2024 0.0% -100.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 60.5% 59.2% 61.4% 3
2020s 28.6% 0.0% 57.2% 2

Countries ranked near New Zealand

  1. 78 Niger 0.5% compare
  2. 79 Malawi 0.5% compare
  3. 80 Nepal 0.4% compare
  4. 81 Australia 0.0% compare
  5. 81 Austria 0.0% compare
  6. 81 Belgium 0.0% compare
  7. 81 Canada 0.0% compare
  8. 81 Chile 0.0% compare
  9. 81 Cyprus 0.0% compare
  10. 81 Czechia 0.0% compare
  11. 81 Denmark 0.0% compare
  12. 81 Estonia 0.0% compare
  13. 81 Finland 0.0% compare
  14. 81 France 0.0% compare
  15. 81 Germany 0.0% compare
  16. 81 Greece 0.0% compare
  17. 81 Hong Kong, China 0.0% compare
  18. 81 Hungary 0.0% compare
  19. 81 Ireland 0.0% compare
  20. 81 Israel 0.0% compare
  21. 81 Italy 0.0% compare
  22. 81 Japan 0.0% compare
  23. 81 Korea 0.0% compare
  24. 81 Latvia 0.0% compare
  25. 81 Lithuania 0.0% compare
  26. 81 Malta 0.0% compare
  27. 81 Netherlands 0.0% compare
  28. 81 Portugal 0.0% compare
  29. 81 Russia 0.0% compare
  30. 81 Singapore 0.0% compare
  31. 81 Slovak Republic 0.0% compare
  32. 81 Slovenia 0.0% compare
  33. 81 Spain 0.0% compare
  34. 81 Sweden 0.0% compare
  35. 81 United Kingdom 0.0% compare
  36. 81 United States 0.0% compare
  37. 81 Uruguay 0.0% compare

See the full ranking of 125 places →

More reference data data for New Zealand

All data for New Zealand →

Frequently asked questions

What is owns a credit card in New Zealand?
Owns a credit card in New Zealand was 0.0% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in New Zealand?
The highest recorded value was 61.4% in 2014.
What is the lowest owns a credit card recorded in New Zealand?
The lowest recorded value was 0.0% in 2024.
How does New Zealand rank for owns a credit card?
New Zealand ranks 81st out of 115 countries with data for 2024.
Is owns a credit card rising or falling in New Zealand?
Over the last ten years it is down 100.0%. The long-run trend across the full record is volatile.
Where does this New Zealand data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a credit card in New Zealand. Statizoid, drawing on Global Findex Database. Retrieved 23 August 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/new-zealand/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)