Arrears (mortgage or rent, utility bills or hire purchase) by level in Finland

Finland: Arrears (mortgage or rent, utility bills or hire purchase) by level was 11.1% in 2025. ▼ Falling

Latest (2025)
11.1%
Change on year
down 13.3%
World rank
17th
of 47 countries
All-time high
17.1%
in 2019
All-time low
10.0%
in 2023
Years of data
16
2010–2025

Arrears (mortgage or rent, utility bills or hire purchase) by level in Finland, 2010–2025

0510152010201720252010: 14 Percentage2011: 14.4 Percentage2012: 13.5 Percentage2013: 12.5 Percentage2014: 15.8 Percentage2015: 13.4 Percentage2016: 12.2 Percentage2017: 14.8 Percentage2018: 15.6 Percentage2019: 17.1 Percentage2020: 16 Percentage2021: 13.3 Percentage2022: 10.1 Percentage2023: 10 Percentage2024: 12.8 Percentage2025: 11.1 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

The most recent figure for arrears (mortgage or rent, utility bills or hire purchase) by level in Finland is 11.1%, measured in 2025.

Compared with earlier readings it is down 13.3% on the previous year and down 17.2% over ten years.

Over the whole period, arrears (mortgage or rent, utility bills or hire purchase) by level in Finland peaked at 17.1% in 2019 and was at its lowest, 10.0%, in 2023.

Finland ranks 17th of 47 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 16 years of available data.

Arrears (mortgage or rent, utility bills or hire purchase) by level in Finland, year by year

Annual values for Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age in Finland, 2010 to 2025.
Year Percentage Change
2010 14.0%
2011 14.4% +2.9%
2012 13.5% -6.3%
2013 12.5% -7.4%
2014 15.8% +26.4%
2015 13.4% -15.2%
2016 12.2% -9.0%
2017 14.8% +21.3%
2018 15.6% +5.4%
2019 17.1% +9.6%
2020 16.0% -6.4%
2021 13.3% -16.9%
2022 10.1% -24.1%
2023 10.0% -1.0%
2024 12.8% +28.0%
2025 11.1% -13.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 14.3% 12.2% 17.1% 10
2020s 12.2% 10.0% 16.0% 6

Countries ranked near Finland

  1. 14 Ireland 13.6% compare
  2. 15 France 13.4% compare
  3. 16 Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) 12.8% compare
  4. 17 Hungary 11.1% compare
  5. 19 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 10.7% compare
  6. 20 Estonia 10.5% compare
  7. 20 Malta 10.5% compare
  8. 20 Estonia 10.5% compare

See the full ranking of 53 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is arrears (mortgage or rent, utility bills or hire purchase) by level in Finland?
Arrears (mortgage or rent, utility bills or hire purchase) by level in Finland was 11.1% in 2025, according to Eurostat.
What is the highest arrears (mortgage or rent, utility bills or hire purchase) by level recorded in Finland?
The highest recorded value was 17.1% in 2019.
What is the lowest arrears (mortgage or rent, utility bills or hire purchase) by level recorded in Finland?
The lowest recorded value was 10.0% in 2023.
How does Finland rank for arrears (mortgage or rent, utility bills or hire purchase) by level?
Finland ranks 17th out of 47 countries with data for 2025.
Is arrears (mortgage or rent, utility bills or hire purchase) by level rising or falling in Finland?
Over the last ten years it is down 17.2%. The long-run trend across the full record is falling.
Where does this Finland data come from?
The figures come from Eurostat, published as part of Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age. Statizoid updates them automatically from the source API.

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Arrears (mortgage or rent, utility bills or hire purchase) by level in Finland. Statizoid, drawing on Eurostat. Retrieved 31 August 2026, from https://reference.statizoid.com/stat/arrears-mortgage-or-rent-utility-bills-or-hire-purchase-by-level-of-disability-activity/finland/

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About this data

Indicator
Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
53 places, 760 data points, 2010–2025
Last refreshed