Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026): Arrears (mortgage or rent, utility bills or hire purchase) by level was 12.8% in 2021. ▼ Falling

Latest (2021)
12.8%
Change on year
up 4.1%
World rank
16th
of 47 countries
All-time high
16.3%
in 2010
All-time low
9.4%
in 2019
Years of data
12
2010–2021

Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2010–2021

0510152010201520212010: 16.3 Percentage2011: 12.6 Percentage2012: 13.4 Percentage2013: 13.7 Percentage2014: 14.6 Percentage2015: 14 Percentage2016: 12.5 Percentage2017: 10.5 Percentage2018: 10.6 Percentage2019: 9.4 Percentage2020: 12.3 Percentage2021: 12.8 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2021, arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) stood at 12.8%.

That represents a change of up 4.1% on the previous year and up 1.6% over ten years.

Over the whole period, arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) peaked at 16.3% in 2010 and was at its lowest, 9.4%, in 2019.

Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) ranks 16th of 47 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 12 years of available data.

Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), year by year

Annual values for Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2010 to 2021.
Year Percentage Change
2010 16.3%
2011 12.6% -22.7%
2012 13.4% +6.3%
2013 13.7% +2.2%
2014 14.6% +6.6%
2015 14.0% -4.1%
2016 12.5% -10.7%
2017 10.5% -16.0%
2018 10.6% +1.0%
2019 9.4% -11.3%
2020 12.3% +30.9%
2021 12.8% +4.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 12.8% 9.4% 16.3% 10
2020s 12.6% 12.3% 12.8% 2

Countries ranked near Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

  1. 13 Switzerland 13.8% compare
  2. 14 Ireland 13.6% compare
  3. 15 France 13.4% compare
  4. 17 Finland 11.1% compare
  5. 17 Hungary 11.1% compare
  6. 19 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 10.7% compare

See the full ranking of 53 places →

More reference data data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

All data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) →

Frequently asked questions

What is arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) was 12.8% in 2021, according to Eurostat.
What is the highest arrears (mortgage or rent, utility bills or hire purchase) by level recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The highest recorded value was 16.3% in 2010.
What is the lowest arrears (mortgage or rent, utility bills or hire purchase) by level recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The lowest recorded value was 9.4% in 2019.
How does Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) rank for arrears (mortgage or rent, utility bills or hire purchase) by level?
Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) ranks 16th out of 47 countries with data for 2021.
Is arrears (mortgage or rent, utility bills or hire purchase) by level rising or falling in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Over the last ten years it is up 1.6%. The long-run trend across the full record is falling.
Where does this Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) data come from?
The figures come from Eurostat, published as part of Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age. Statizoid updates them automatically from the source API.

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Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026). Statizoid, drawing on Eurostat. Retrieved 14 September 2026, from https://reference.statizoid.com/stat/arrears-mortgage-or-rent-utility-bills-or-hire-purchase-by-level-of-disability-activity/euro-area-ea11-1999-ea12-2001-ea13-2007-ea15-2008-ea16-2009-ea17-2011-ea18-2014-ea19-2015/

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<a href="https://reference.statizoid.com/stat/arrears-mortgage-or-rent-utility-bills-or-hire-purchase-by-level-of-disability-activity/euro-area-ea11-1999-ea12-2001-ea13-2007-ea15-2008-ea16-2009-ea17-2011-ea18-2014-ea19-2015/">Arrears (mortgage or rent, utility bills or hire purchase) by level in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)</a> — Statizoid

About this data

Indicator
Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
53 places, 760 data points, 2010–2025
Last refreshed