Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age by country
Countries reporting
37
Highest
48.7
Greece
Lowest
4.8
Poland
Median
10.5
Years covered
16
2010–2025
Data points
624
What the numbers show
Arrears (mortgage or rent, utility bills or hire purchase) by level of disability (activity limitation), sex and age is currently reported for 37 countries. The highest value is 48.7 in Greece; the lowest is 4.8 in Poland.
The median across all reporting countries is 10.5, and the mean is 13.09.
The gap between the highest and lowest reporting country is a factor of about 10.
Over the past decade 10 countries rose and 27 fell. The largest increase was in Germany (up 52.5%), and the largest decrease in Croatia (down 78.7%).
Arrears (mortgage or rent, utility bills or hire purchase) by level: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 48.7 | 2025 | down 16.2% | rising |
| 2 | Montenegro | 31.9 | 2023 | down 20.2% | falling |
| 3 | Albania | 26.5 | 2023 | down 17.7% | falling |
| 4 | North Macedonia | 25.4 | 2024 | down 43.9% | falling |
| 5 | Bulgaria | 23.7 | 2025 | down 41.2% | falling |
| 6 | Romania | 19.2 | 2025 | down 14.3% | falling |
| 7 | Cyprus | 18.9 | 2025 | down 52.2% | falling |
| 8 | Serbia | 18.5 | 2025 | down 57.8% | falling |
| 9 | Spain | 17.8 | 2025 | up 6.6% | rising |
| 10 | United Kingdom of Great Britain and Northern Ireland | 14.1 | 2018 | up 4.4% | rising |
| 11 | Switzerland | 13.8 | 2024 | up 24.3% | rising |
| 12 | Ireland | 13.6 | 2025 | down 43.8% | falling |
| 13 | France | 13.4 | 2025 | up 3.9% | falling |
| 14 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 12.8 | 2021 | up 1.6% | falling |
| 15 | Finland | 11.1 | 2025 | down 17.2% | falling |
| 15 | Hungary | 11.1 | 2025 | down 61.7% | falling |
| 17 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 10.7 | 2019 | down 28.2% | falling |
| 18 | Estonia | 10.5 | 2025 | down 13.2% | falling |
| 18 | Malta | 10.5 | 2025 | down 25.0% | falling |
| 20 | Latvia | 10.4 | 2025 | down 54.0% | falling |
| 21 | Austria | 9.9 | 2025 | up 39.4% | rising |
| 22 | Germany | 9 | 2025 | up 52.5% | rising |
| 22 | Italy | 9 | 2025 | down 55.2% | falling |
| 24 | Norway | 8.8 | 2025 | up 33.3% | falling |
| 25 | Sweden | 8.7 | 2025 | up 7.4% | falling |
| 26 | Croatia | 8 | 2025 | down 78.7% | falling |
| 27 | Portugal | 7.7 | 2025 | down 45.4% | falling |
| 28 | Luxembourg | 7.3 | 2022 | up 37.7% | rising |
| 29 | Slovakia | 7.1 | 2025 | down 22.8% | falling |
| 30 | Iceland | 7 | 2020 | down 56.2% | falling |
| 31 | Lithuania | 6.4 | 2025 | down 52.9% | falling |
| 32 | Denmark | 6 | 2025 | down 35.5% | rising |
| 32 | Netherlands | 6 | 2025 | down 14.3% | falling |
| 34 | Belgium | 5.6 | 2025 | down 42.9% | falling |
| 35 | Slovenia | 5.4 | 2025 | down 74.5% | falling |
| 36 | Czechia | 5 | 2025 | down 5.7% | falling |
| 37 | Poland | 4.8 | 2025 | down 61.0% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.