Japan vs Spain: Share of adults with an account at a financial institution

Japan
98.5%
in 2024
Spain
98.4%
in 2024
Japan rank
11th
Spain rank
13th

Share of adults with an account at a financial institution over time

  • Japan
  • Spain
020406080100201120172024

How they compare

Japan currently reports 98.5% against 98.4% in Spain, a difference of 0.1%.

The two have swapped places 2 times across 5 shared years of data; in 2011 it was Japan ahead.

Japan ranks 11th and Spain ranks 13th of 115 countries.

Japan has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Japan Spain Difference Ahead
2010s 97.1% 94.9% 2.2% Japan
2020s 98.5% 98.3% 0.2% Japan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher share of adults with an account at a financial institution, Japan or Spain?
Japan, at 98.5% against 98.4% in Spain as of 2024.
What is the difference in share of adults with an account at a financial institution between Japan and Spain?
0.1%, with Japan ahead.
How many years of comparable data are there for Japan and Spain?
5 years are reported by both, from 2011 to 2024.
How do Japan and Spain rank globally for share of adults with an account at a financial institution?
Japan ranks 11th and Spain ranks 13th of 115 countries.
Where does this data come from?
Global Findex Database - World Bank (2026) – processed by Our World in Data, published as Share of adults with an account at a financial institution. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Japan vs Spain: Share of adults with an account at a financial institution. Statizoid, drawing on Global Findex Database - World Bank (2026) – processed by Our World in Data. Retrieved 24 September 2026, from https://reference.statizoid.com/compare/account-at-financial-institution/japan/spain/

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.