Share of adults with an account at a financial institution in China

China: Share of adults with an account at a financial institution was 89.4% in 2024. ▲ Rising

Latest (2024)
89.4%
Change on year
up 0.8%
World rank
35th
of 115 countries
All-time high
89.4%
in 2024
All-time low
63.8%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in China, 2011–2024

0204060802011201720242011: 63.8 % age 15+2014: 79 % age 15+2017: 79.5 % age 15+2021: 88.7 % age 15+2024: 89.4 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in China stood at 89.4%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 0.8% on the previous year and up 13.2% over ten years.

Over the whole period, share of adults with an account at a financial institution in China peaked at 89.4% in 2024 and was at its lowest, 63.8%, in 2011.

That places China 35th out of 115 countries with data for 2024, putting it in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 74.1% 63.8% 79.5% 3
2020s 89.0% 88.7% 89.4% 2

Countries ranked near China

  1. 32 Iran 91.1% compare
  2. 33 Kenya 90.1% compare
  3. 34 Mauritius 89.6% compare
  4. 36 Israel 89.3% compare
  5. 37 India 89.0% compare
  6. 38 Malaysia 88.7% compare

See the full ranking of 115 places →

More reference data data for China

All data for China →

Frequently asked questions

What is share of adults with an account at a financial institution in China?
Share of adults with an account at a financial institution in China was 89.4% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in China?
The highest recorded value was 89.4% in 2024.
What is the lowest share of adults with an account at a financial institution recorded in China?
The lowest recorded value was 63.8% in 2011.
How does China rank for share of adults with an account at a financial institution?
China ranks 35th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in China?
Over the last ten years it is up 13.2%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).

About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.