Share of adults with an account at a financial institution in China
China: Share of adults with an account at a financial institution was 89.4% in 2024. ▲ Rising
Share of adults with an account at a financial institution in China, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in China stood at 89.4%. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 0.8% on the previous year and up 13.2% over ten years.
Over the whole period, share of adults with an account at a financial institution in China peaked at 89.4% in 2024 and was at its lowest, 63.8%, in 2011.
That places China 35th out of 115 countries with data for 2024, putting it in the middle of the range.
Share of adults with an account at a financial institution in China, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 63.8% | — |
| 2014 | 79.0% | +23.7% |
| 2017 | 79.5% | +0.7% |
| 2021 | 88.7% | +11.5% |
| 2024 | 89.4% | +0.8% |
China compared with similar countries
- China's 89.4% is above the median for upper middle income countries, which is 71.0%, 1.3× the median. (36 countries reporting)
- China's 89.4% is below the median for East Asia & Pacific, which is 94.4%, 95% of the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 74.1% | 63.8% | 79.5% | 3 |
| 2020s | 89.0% | 88.7% | 89.4% | 2 |
Countries ranked near China
More reference data data for China
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 49.4 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 75.5 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 303.29 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 18.8 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 303.29 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 165.62 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 206.2 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 350.74 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 1,480 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 102.37 (2050)
Frequently asked questions
- What is share of adults with an account at a financial institution in China?
- Share of adults with an account at a financial institution in China was 89.4% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in China?
- The highest recorded value was 89.4% in 2024.
- What is the lowest share of adults with an account at a financial institution recorded in China?
- The lowest recorded value was 63.8% in 2011.
- How does China rank for share of adults with an account at a financial institution?
- China ranks 35th out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in China?
- Over the last ten years it is up 13.2%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.