Share of adults with an account at a financial institution in Kenya

Kenya: Share of adults with an account at a financial institution was 90.1% in 2024. ▲ Rising

Latest (2024)
90.1%
Change on year
up 13.8%
World rank
33rd
of 115 countries
All-time high
90.1%
in 2024
All-time low
42.3%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Kenya, 2011–2024

0204060801002011201720242011: 42.3 % age 15+2014: 74.7 % age 15+2017: 81.6 % age 15+2021: 79.2 % age 15+2024: 90.1 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in Kenya stood at 90.1%. That is the highest value across all 5 years on record.

That represents a change of up 13.8% on the previous year and up 20.7% over ten years.

Over the whole period, share of adults with an account at a financial institution in Kenya peaked at 90.1% in 2024 and was at its lowest, 42.3%, in 2011.

Kenya ranks 33rd of 115 countries on this measure, in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 66.2% 42.3% 81.6% 3
2020s 84.7% 79.2% 90.1% 2

Countries ranked near Kenya

  1. 30 Thailand 91.8% compare
  2. 31 Portugal 91.4% compare
  3. 32 Iran 91.1% compare
  4. 34 Mauritius 89.6% compare
  5. 35 China 89.4% compare
  6. 36 Israel 89.3% compare

See the full ranking of 115 places →

More reference data data for Kenya

All data for Kenya →

Frequently asked questions

What is share of adults with an account at a financial institution in Kenya?
Share of adults with an account at a financial institution in Kenya was 90.1% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Kenya?
The highest recorded value was 90.1% in 2024.
What is the lowest share of adults with an account at a financial institution recorded in Kenya?
The lowest recorded value was 42.3% in 2011.
How does Kenya rank for share of adults with an account at a financial institution?
Kenya ranks 33rd out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Kenya?
Over the last ten years it is up 20.7%. The long-run trend across the full record is rising.
Where does this Kenya data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.