China vs India: Share of adults with an account at a financial institution
China
89.4%
in 2024
India
89.0%
in 2024
China rank
35th
India rank
37th
Share of adults with an account at a financial institution over time
- China
- India
How they compare
China currently reports 89.4% against 89.0% in India, a difference of 0.4%.
The two have swapped places 2 times across 5 shared years of data; in 2011 it was China ahead.
China ranks 35th and India ranks 37th of 115 countries.
China has averaged higher in every one of the 2 decades both report.
Head to head by decade
| Decade | China | India | Difference | Ahead |
|---|---|---|---|---|
| 2010s | 74.1% | 56.1% | 18.0% | China |
| 2020s | 89.0% | 83.3% | 5.8% | China |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher share of adults with an account at a financial institution, China or India?
- China, at 89.4% against 89.0% in India as of 2024.
- What is the difference in share of adults with an account at a financial institution between China and India?
- 0.4%, with China ahead.
- How many years of comparable data are there for China and India?
- 5 years are reported by both, from 2011 to 2024.
- How do China and India rank globally for share of adults with an account at a financial institution?
- China ranks 35th and India ranks 37th of 115 countries.
- Where does this data come from?
- Global Findex Database - World Bank (2026) – processed by Our World in Data, published as Share of adults with an account at a financial institution. Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.