Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card, income, poorest 40%

Germany
94.8%
in 2024
Sub-Saharan Africa (excluding high income)
15.7%
in 2024
Germany rank
9th
Sub-Saharan Africa (excluding high income) rank
8th

Owns a debit card, income, poorest 40% over time

  • Germany
  • Sub-Saharan Africa (excluding high income)
020406080100201120172024

How they compare

Germany currently reports 94.8% against 15.7% in Sub-Saharan Africa (excluding high income), a difference of 79.1%.

That makes Germany's figure about 6.0 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, Germany has been ahead every year.

Germany ranks 9th and Sub-Saharan Africa (excluding high income) ranks 8th of 85 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 86.9% 9.2% 77.7% Germany
2020s 94.1% 14.2% 79.9% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a debit card, income, poorest 40%, Germany or Sub-Saharan Africa (excluding high income)?
Germany, at 94.8% against 15.7% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in owns a debit card, income, poorest 40% between Germany and Sub-Saharan Africa (excluding high income)?
79.1%, with Germany ahead.
How many years of comparable data are there for Germany and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do Germany and Sub-Saharan Africa (excluding high income) rank globally for owns a debit card, income, poorest 40%?
Germany ranks 9th and Sub-Saharan Africa (excluding high income) ranks 8th of 85 countries.
Where does this data come from?
Global Findex database, published as Owns a debit card, income, poorest 40% (% ages 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card, income, poorest 40%. Statizoid, drawing on Global Findex database. Retrieved 15 September 2026, from https://reference.statizoid.com/compare/owns-a-debit-card-income-poorest-40-percent-percent-ages-15/germany/sub-saharan-africa-excluding-high-income/

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<a href="https://reference.statizoid.com/compare/owns-a-debit-card-income-poorest-40-percent-percent-ages-15/germany/sub-saharan-africa-excluding-high-income/">Germany vs Sub-Saharan Africa (excluding high income): Owns a debit card, income, poorest 40%</a> — Statizoid

About this data

Indicator
Owns a debit card, income, poorest 40% (% ages 15+)
Unit
% ages 15+
Source
Global Findex database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
93 places, 465 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a debit card, poorest 40% (% ages 15+)