Owns a debit card, income, poorest 40% in Germany

Germany: Owns a debit card, income, poorest 40% was 94.8% in 2024. ▲ Rising

Latest (2024)
94.8%
Change on year
up 1.5%
World rank
9th
of 85 countries
All-time high
94.8%
in 2024
All-time low
85.9%
in 2014
Years of data
5
2011–2024

Owns a debit card, income, poorest 40% in Germany, 2011–2024

0204060801002011201720242011: 88 % ages 15+2014: 85.9 % ages 15+2017: 86.9 % ages 15+2021: 93.4 % ages 15+2024: 94.8 % ages 15+

Source: Global Findex database. Measured in % ages 15+.

Analysis

In 2024, owns a debit card, income, poorest 40% in Germany stood at 94.8%. That is the highest value across all 5 years on record.

That represents a change of up 1.5% on the previous year and up 10.4% over ten years.

Over the whole period, owns a debit card, income, poorest 40% in Germany peaked at 94.8% in 2024 and was at its lowest, 85.9%, in 2014.

That places Germany 9th out of 85 countries with data for 2024, putting it in the top 10%.

Owns a debit card, income, poorest 40% in Germany, year by year

Annual values for Owns a debit card, income, poorest 40% (% ages 15+) in Germany, 2011 to 2024.
Year % ages 15+ Change
2011 88.0%
2014 85.9% -2.4%
2017 86.9% +1.2%
2021 93.4% +7.5%
2024 94.8% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 86.9% 85.9% 88.0% 3
2020s 94.1% 93.4% 94.8% 2

Countries ranked near Germany

  1. 6 Denmark 95.9% compare
  2. 7 Canada 95.5% compare
  3. 8 Austria 95.3% compare
  4. 10 Ireland 94.5% compare
  5. 11 Slovenia 94.5% compare
  6. 12 France 93.5% compare

See the full ranking of 93 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is owns a debit card, income, poorest 40% in Germany?
Owns a debit card, income, poorest 40% in Germany was 94.8% in 2024, according to Global Findex database.
What is the highest owns a debit card, income, poorest 40% recorded in Germany?
The highest recorded value was 94.8% in 2024.
What is the lowest owns a debit card, income, poorest 40% recorded in Germany?
The lowest recorded value was 85.9% in 2014.
How does Germany rank for owns a debit card, income, poorest 40%?
Germany ranks 9th out of 85 countries with data for 2024.
Is owns a debit card, income, poorest 40% rising or falling in Germany?
Over the last ten years it is up 10.4%. The long-run trend across the full record is rising.
Where does this Germany data come from?
The figures come from Global Findex database, published as part of Owns a debit card, income, poorest 40% (% ages 15+). Statizoid updates them automatically from the source API.

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Owns a debit card, income, poorest 40% in Germany. Statizoid, drawing on Global Findex database. Retrieved 30 August 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-income-poorest-40-percent-percent-ages-15/germany/

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About this data

Indicator
Owns a debit card, income, poorest 40% (% ages 15+)
Unit
% ages 15+
Source
Global Findex database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
93 places, 465 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a debit card, poorest 40% (% ages 15+)