Owns a debit card, income, poorest 40% (% ages 15+) by country
The percentage of respondents who report having a debit card, poorest 40% (% ages 15+)
Countries reporting
85
Highest
99.5%
Finland
Lowest
5.6%
Zambia
Median
66.6%
Years covered
14
2011–2024
Data points
465
What the numbers show
Owns a debit card, income, poorest 40% (% ages 15+) is currently reported for 85 countries. The highest value is 99.5% in Finland; the lowest is 5.6% in Zambia.
The median across all reporting countries is 66.6%, and the mean is 59.6%.
The gap between the highest and lowest reporting country is a factor of about 18.
Over the past decade 79 countries rose and 6 fell. The largest increase was in Palestine, State of (up 670.3%), and the largest decrease in Lebanon (down 33.4%).
Owns a debit card, income, poorest 40%: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 99.5% | 2024 | up 5.5% | rising |
| 2 | Belgium | 97.4% | 2024 | up 6.0% | rising |
| 3 | United Kingdom of Great Britain and Northern Ireland | 96.5% | 2024 | up 1.0% | rising |
| 4 | Sweden | 96.4% | 2024 | down 1.2% | flat |
| 5 | Netherlands | 96.1% | 2024 | down 1.6% | flat |
| 6 | Denmark | 95.9% | 2024 | up 1.8% | rising |
| 7 | Canada | 95.5% | 2024 | up 2.9% | rising |
| 8 | Austria | 95.3% | 2024 | up 29.1% | rising |
| 9 | Germany | 94.8% | 2024 | up 10.4% | rising |
| 10 | Ireland | 94.5% | 2024 | up 17.8% | rising |
| 11 | Slovenia | 94.5% | 2024 | up 7.1% | rising |
| 12 | France | 93.5% | 2024 | up 26.9% | rising |
| 13 | Estonia | 93.0% | 2024 | up 1.4% | rising |
| 14 | Lithuania | 90.5% | 2024 | up 53.7% | rising |
| 15 | New Zealand | 90.0% | 2024 | down 3.3% | flat |
| 16 | Japan | 88.4% | 2024 | up 0.9% | rising |
| 17 | Australia | 87.5% | 2024 | up 0.6% | rising |
| 18 | United States of America | 87.4% | 2024 | up 26.9% | rising |
| 19 | Mongolia | 87.3% | 2024 | up 58.6% | rising |
| 20 | Malta | 86.5% | 2024 | up 17.5% | rising |
| 21 | Slovakia | 84.1% | 2024 | up 36.2% | rising |
| 22 | Iran, Islamic Republic of | 83.6% | 2024 | up 19.4% | rising |
| 23 | Croatia | 82.0% | 2024 | up 30.0% | rising |
| 24 | Cyprus | 81.6% | 2024 | up 113.9% | rising |
| 25 | Czechia | 81.0% | 2024 | up 38.6% | rising |
| 26 | Latvia | 80.9% | 2024 | up 0.3% | rising |
| 27 | Portugal | 80.8% | 2024 | up 43.1% | rising |
| 28 | Spain | 80.8% | 2024 | up 5.0% | rising |
| 29 | Taiwan, China | 80.0% | 2024 | up 31.1% | rising |
| 30 | Poland | 76.0% | 2024 | up 95.6% | rising |
| 31 | Mauritius | 74.9% | 2024 | up 57.0% | rising |
| 32 | Italy | 74.6% | 2024 | up 50.4% | rising |
| 33 | Ukraine | 74.4% | 2024 | up 111.7% | rising |
| 34 | Hungary | 73.9% | 2024 | up 42.9% | rising |
| 35 | Malaysia | 73.3% | 2024 | up 119.9% | volatile |
| 36 | Bulgaria | 73.2% | 2024 | up 68.5% | rising |
| 37 | Saudi Arabia | 72.5% | 2024 | up 22.0% | rising |
| 38 | Türkiye | 72.1% | 2024 | up 112.4% | rising |
| 39 | China | 72.0% | 2024 | up 80.9% | rising |
| 40 | Chile | 71.9% | 2024 | up 64.0% | rising |
| 41 | Greece | 71.5% | 2024 | up 46.5% | rising |
| 42 | Republic of Korea | 71.2% | 2024 | up 31.5% | rising |
| 43 | Venezuela, Bolivarian Republic of | 66.6% | 2024 | up 82.5% | rising |
| 44 | Serbia | 64.6% | 2024 | up 15.3% | rising |
| 45 | Kazakhstan | 64.5% | 2024 | up 127.2% | rising |
| 46 | Russian Federation | 64.5% | 2024 | up 80.5% | rising |
| 47 | North Macedonia | 64.0% | 2024 | up 70.0% | rising |
| 48 | Brazil | 61.1% | 2024 | up 46.2% | rising |
| 49 | Uruguay | 60.7% | 2024 | up 158.9% | volatile |
| 50 | Kosovo (UNSCR 1244) | 58.4% | 2024 | up 124.0% | rising |
| 50 | Kosovo | 58.4% | 2024 | up 124.0% | rising |
| 52 | Thailand | 57.3% | 2024 | up 23.3% | rising |
| 53 | Argentina | 54.0% | 2024 | up 51.3% | rising |
| 54 | Bosnia and Herzegovina | 53.0% | 2024 | up 107.9% | rising |
| 55 | Georgia | 52.9% | 2024 | up 167.3% | rising |
| 56 | Costa Rica | 51.7% | 2024 | up 16.7% | rising |
| 57 | Uzbekistan | 51.6% | 2024 | up 191.7% | rising |
| 58 | South Africa | 50.9% | 2024 | up 34.7% | rising |
| 59 | Romania | 48.4% | 2024 | up 62.6% | rising |
| 60 | Viet Nam | 42.2% | 2024 | up 181.2% | volatile |
| 61 | Nigeria | 35.2% | 2024 | up 56.3% | rising |
| 62 | Azerbaijan | 34.4% | 2024 | up 229.9% | volatile |
| 63 | Ecuador | 31.2% | 2024 | up 118.9% | rising |
| 64 | Indonesia | 30.7% | 2024 | up 144.9% | volatile |
| 65 | Panama | 27.9% | 2024 | up 80.4% | rising |
| 66 | Republic of Moldova | 27.7% | 2024 | up 183.2% | volatile |
| 67 | Palestine, State of | 26.4% | 2024 | up 670.3% | volatile |
| 68 | Dominican Republic | 26.1% | 2024 | up 131.5% | rising |
| 69 | Mexico | 25.9% | 2024 | up 85.5% | rising |
| 70 | Peru | 22.0% | 2024 | up 155.0% | volatile |
| 71 | Algeria | 20.8% | 2024 | up 20.6% | rising |
| 72 | Bolivia, Plurinational State of | 20.7% | 2024 | up 82.1% | rising |
| 73 | Jordan | 18.6% | 2024 | up 71.3% | rising |
| 74 | Botswana | 18.0% | 2024 | up 25.5% | rising |
| 75 | Albania | 16.3% | 2024 | up 64.6% | rising |
| 76 | Honduras | 15.4% | 2024 | up 169.5% | volatile |
| 77 | Kenya | 13.4% | 2024 | down 16.1% | rising |
| 78 | Colombia | 13.3% | 2024 | down 4.7% | rising |
| 79 | Philippines | 13.3% | 2024 | up 33.8% | rising |
| 80 | El Salvador | 11.8% | 2024 | up 26.2% | rising |
| 81 | Guatemala | 11.0% | 2024 | up 55.8% | rising |
| 82 | Lebanon | 10.2% | 2024 | down 33.4% | falling |
| 83 | Tanzania, United Republic of | 9.7% | 2024 | up 147.5% | rising |
| 84 | Zimbabwe | 8.0% | 2024 | up 89.1% | falling |
| 85 | Zambia | 5.6% | 2024 | up 9.4% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Upper middle income 64.1%
- East Asia & Pacific (excluding high income) 63.3%
- Europe & Central Asia (excluding high income) 62.5%
- Low & middle income 41.8%
- Latin America & Caribbean (excluding high income) 40.9%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 36.9%
- Lower middle income 23.8%
- Sub-Saharan Africa (excluding high income) 15.7%
About this data
The percentage of respondents who report having a debit card, poorest 40% (% ages 15+)