Owns a debit card in Nigeria

Nigeria: Owns a debit card was 48.3% in 2024. ▲ Rising

Latest (2024)
48.3%
Change on year
up 36.8%
World rank
67th
of 118 countries
All-time high
48.3%
in 2024
All-time low
18.6%
in 2011
Years of data
5
2011–2024

Owns a debit card in Nigeria, 2011–2024

010203040502011201720242011: 18.6 % age 15+2014: 35.6 % age 15+2017: 31.6 % age 15+2021: 35.3 % age 15+2024: 48.3 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a debit card in Nigeria is 48.3%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 36.8% on the previous year and up 35.8% over ten years.

Over the whole period, owns a debit card in Nigeria peaked at 48.3% in 2024 and was at its lowest, 18.6%, in 2011.

That places Nigeria 67th out of 118 countries with data for 2024, putting it in the middle of the range.

Owns a debit card in Nigeria, year by year

Annual values for Owns a debit card (% age 15+) in Nigeria, 2011 to 2024.
Year % age 15+ Change
2011 18.6%
2014 35.6% +91.9%
2017 31.6% -11.4%
2021 35.3% +12.0%
2024 48.3% +36.8%

Nigeria compared with similar countries

  • Nigeria's 48.3% is above the median for lower middle income countries, which is 16.1%, 3.0× the median. (28 countries reporting)
  • Nigeria's 48.3% is above the median for Sub-Saharan Africa, which is 9.7%, 5.0× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 28.6% 18.6% 35.6% 3
2020s 41.8% 35.3% 48.3% 2

Countries ranked near Nigeria

  1. 64 Panama 49.4% compare
  2. 65 Azerbaijan 49.3% compare
  3. 66 Israel 48.6% compare
  4. 68 Ecuador 45.7% compare
  5. 69 Armenia 43.7% compare
  6. 70 Moldova 43.5% compare

See the full ranking of 128 places →

More reference data data for Nigeria

All data for Nigeria →

Frequently asked questions

What is owns a debit card in Nigeria?
Owns a debit card in Nigeria was 48.3% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Nigeria?
The highest recorded value was 48.3% in 2024.
What is the lowest owns a debit card recorded in Nigeria?
The lowest recorded value was 18.6% in 2011.
How does Nigeria rank for owns a debit card?
Nigeria ranks 67th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Nigeria?
Over the last ten years it is up 35.8%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Nigeria. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/nigeria/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)