Owns a debit card in Armenia

Armenia: Owns a debit card was 43.7% in 2024. ◆ Volatile

Latest (2024)
43.7%
Change on year
up 125.1%
World rank
69th
of 118 countries
All-time high
43.7%
in 2024
All-time low
5.2%
in 2011
Years of data
5
2011–2024

Owns a debit card in Armenia, 2011–2024

102030402011201720242011: 5.2 % age 15+2014: 8.4 % age 15+2017: 25.7 % age 15+2021: 19.4 % age 15+2024: 43.7 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Armenia stood at 43.7%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 125.1% on the previous year and up 421.2% over ten years.

Over the whole period, owns a debit card in Armenia peaked at 43.7% in 2024 and was at its lowest, 5.2%, in 2011.

Armenia ranks 69th of 118 countries on this measure, in the middle of the range.

Owns a debit card in Armenia, year by year

Annual values for Owns a debit card (% age 15+) in Armenia, 2011 to 2024.
Year % age 15+ Change
2011 5.2%
2014 8.4% +61.3%
2017 25.7% +206.5%
2021 19.4% -24.4%
2024 43.7% +125.1%

Armenia compared with similar countries

  • Armenia's 43.7% is below the median for upper middle income countries, which is 49.3%, 89% of the median. (37 countries reporting)
  • Armenia's 43.7% is below the median for Europe & Central Asia, which is 82.3%, 53% of the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 13.1% 5.2% 25.7% 3
2020s 31.6% 19.4% 43.7% 2

Countries ranked near Armenia

  1. 66 Israel 48.6% compare
  2. 67 Nigeria 48.3% compare
  3. 68 Ecuador 45.7% compare
  4. 70 Moldova 43.5% compare
  5. 71 Dominican Republic 43.2% compare
  6. 72 Sri Lanka 42.2% compare

See the full ranking of 128 places →

More reference data data for Armenia

All data for Armenia →

Frequently asked questions

What is owns a debit card in Armenia?
Owns a debit card in Armenia was 43.7% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Armenia?
The highest recorded value was 43.7% in 2024.
What is the lowest owns a debit card recorded in Armenia?
The lowest recorded value was 5.2% in 2011.
How does Armenia rank for owns a debit card?
Armenia ranks 69th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Armenia?
Over the last ten years it is up 421.2%. The long-run trend across the full record is volatile.
Where does this Armenia data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Armenia. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/armenia/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)