Owns a debit card in Estonia

Estonia: Owns a debit card was 95.4% in 2024. ▬ Flat

Latest (2024)
95.4%
Change on year
down 1.4%
World rank
9th
of 118 countries
All-time high
96.7%
in 2021
All-time low
92.3%
in 2011
Years of data
5
2011–2024

Owns a debit card in Estonia, 2011–2024

0204060801002011201720242011: 92.3 % age 15+2014: 93.3 % age 15+2017: 92.4 % age 15+2021: 96.7 % age 15+2024: 95.4 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

Estonia recorded 95.4% for owns a debit card in 2024.

The figure is down 1.4% on the previous year and up 2.2% over ten years.

Over the whole period, owns a debit card in Estonia peaked at 96.7% in 2021 and was at its lowest, 92.3%, in 2011.

Estonia ranks 9th of 118 countries on this measure, in the top 10%.

Owns a debit card in Estonia, year by year

Annual values for Owns a debit card (% age 15+) in Estonia, 2011 to 2024.
Year % age 15+ Change
2011 92.3%
2014 93.3% +1.2%
2017 92.4% -1.0%
2021 96.7% +4.6%
2024 95.4% -1.4%

Estonia compared with similar countries

  • Estonia's 95.4% is above the median for high income countries, which is 88.5%, 1.1× the median. (42 countries reporting)
  • Estonia's 95.4% is above the median for Europe & Central Asia, which is 82.3%, 1.2× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 92.7% 92.3% 93.3% 3
2020s 96.1% 95.4% 96.7% 2

Countries ranked near Estonia

  1. 6 Slovenia 95.8% compare
  2. 7 United Kingdom 95.6% compare
  3. 8 Austria 95.5% compare
  4. 10 Singapore 95.0% compare
  5. 11 Germany 94.8% compare
  6. 12 Canada 94.5% compare

See the full ranking of 128 places →

More reference data data for Estonia

All data for Estonia →

Frequently asked questions

What is owns a debit card in Estonia?
Owns a debit card in Estonia was 95.4% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Estonia?
The highest recorded value was 96.7% in 2021.
What is the lowest owns a debit card recorded in Estonia?
The lowest recorded value was 92.3% in 2011.
How does Estonia rank for owns a debit card?
Estonia ranks 9th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Estonia?
Over the last ten years it is up 2.2%. The long-run trend across the full record is flat.
Where does this Estonia data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Estonia. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/estonia/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)