Estonia vs Germany: Owns a debit card (% age 15+)

Estonia
95.4%
in 2024
Germany
94.8%
in 2024
Estonia rank
9th
Germany rank
11th

Owns a debit card (% age 15+) over time

  • Estonia
  • Germany
020406080100201120172024

How they compare

Estonia currently reports 95.4% against 94.8% in Germany, a difference of 0.6%.

Across all 5 years both countries report, Estonia has been ahead every year.

Estonia ranks 9th and Germany ranks 11th of 118 countries.

Estonia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Estonia Germany Difference Ahead
2010s 92.7% 90.2% 2.5% Estonia
2020s 96.1% 94.4% 1.7% Estonia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a debit card, Estonia or Germany?
Estonia, at 95.4% against 94.8% in Germany as of 2024.
What is the difference in owns a debit card between Estonia and Germany?
0.6%, with Estonia ahead.
How many years of comparable data are there for Estonia and Germany?
5 years are reported by both, from 2011 to 2024.
How do Estonia and Germany rank globally for owns a debit card?
Estonia ranks 9th and Germany ranks 11th of 118 countries.
Where does this data come from?
Global Findex Database, published as Owns a debit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Estonia vs Germany: Owns a debit card. Statizoid, drawing on Global Findex Database. Retrieved 15 November 2026, from https://reference.statizoid.com/compare/owns-a-debit-card-percent-age-15/estonia/germany/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)