Owns a credit card in Peru

Peru: Owns a credit card was 12.6% in 2024. ▲ Rising

Latest (2024)
12.6%
Change on year
down 1.9%
World rank
24th
of 115 countries
All-time high
12.9%
in 2021
All-time low
10.0%
in 2011
Years of data
5
2011–2024

Owns a credit card in Peru, 2011–2024

0510152011201720242011: 10 % age 15+2014: 11.7 % age 15+2017: 11.6 % age 15+2021: 12.9 % age 15+2024: 12.6 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a credit card in Peru stood at 12.6%.

Compared with earlier readings it is down 1.9% on the previous year and up 8.5% over ten years.

Over the whole period, owns a credit card in Peru peaked at 12.9% in 2021 and was at its lowest, 10.0%, in 2011.

That places Peru 24th out of 115 countries with data for 2024, putting it in the top quarter.

Owns a credit card in Peru, year by year

Annual values for Owns a credit card (% age 15+) in Peru, 2011 to 2024.
Year % age 15+ Change
2011 10.0%
2014 11.7% +16.9%
2017 11.6% -0.7%
2021 12.9% +11.4%
2024 12.6% -1.9%

Peru compared with similar countries

  • Peru's 12.6% is above the median for upper middle income countries, which is 11.2%, 1.1× the median. (36 countries reporting)
  • Peru's 12.6% is above the median for Latin America & Caribbean, which is 12.6%, 1.0× the median. (17 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 11.1% 10.0% 11.7% 3
2020s 12.8% 12.6% 12.9% 2

Countries ranked near Peru

  1. 21 Azerbaijan 13.4% compare
  2. 22 Malaysia 13.2% compare
  3. 23 Panama 12.7% compare
  4. 25 Bulgaria 12.6% compare
  5. 26 Iran 12.4% compare
  6. 27 Bolivia 11.3% compare

See the full ranking of 125 places →

More reference data data for Peru

All data for Peru →

Frequently asked questions

What is owns a credit card in Peru?
Owns a credit card in Peru was 12.6% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Peru?
The highest recorded value was 12.9% in 2021.
What is the lowest owns a credit card recorded in Peru?
The lowest recorded value was 10.0% in 2011.
How does Peru rank for owns a credit card?
Peru ranks 24th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Peru?
Over the last ten years it is up 8.5%. The long-run trend across the full record is rising.
Where does this Peru data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Owns a credit card in Peru. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/peru/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/peru/">Owns a credit card in Peru</a> — Statizoid

About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)