Owns a credit card in North Macedonia

North Macedonia: Owns a credit card was 26.0% in 2024. β–² Rising

Latest (2024)
26.0%
Change on year
up 16.9%
World rank
9th
of 115 countries
All-time high
26.0%
in 2024
All-time low
16.5%
in 2011
Years of data
5
2011–2024

Owns a credit card in North Macedonia, 2011–2024

01020302011201720242011: 16.5 % age 15+2014: 21.2 % age 15+2017: 17.4 % age 15+2021: 22.2 % age 15+2024: 26 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in North Macedonia is 26.0%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 16.9% on the previous year and up 22.5% over ten years.

Over the whole period, owns a credit card in North Macedonia peaked at 26.0% in 2024 and was at its lowest, 16.5%, in 2011.

North Macedonia ranks 9th of 115 countries on this measure, in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2010s 18.4% 16.5% 21.2% 3
2020s 24.1% 22.2% 26.0% 2

Countries ranked near North Macedonia

  1. 6 Saudi Arabia 30.1% compare
  2. 7 Argentina 29.9% compare
  3. 8 Kazakhstan 26.5% compare
  4. 10 Serbia 24.3% compare
  5. 11 Romania 22.2% compare
  6. 12 Dominican Republic 21.4% compare

See the full ranking of 125 places β†’

More reference data data for North Macedonia

All data for North Macedonia β†’

Frequently asked questions

What is owns a credit card in North Macedonia?
Owns a credit card in North Macedonia was 26.0% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in North Macedonia?
The highest recorded value was 26.0% in 2024.
What is the lowest owns a credit card recorded in North Macedonia?
The lowest recorded value was 16.5% in 2011.
How does North Macedonia rank for owns a credit card?
North Macedonia ranks 9th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in North Macedonia?
Over the last ten years it is up 22.5%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a credit card in North Macedonia. Statizoid, drawing on Global Findex Database. Retrieved 17 August 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/north-macedonia/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)