North Macedonia vs Romania: Owns a credit card

North Macedonia
26.0%
in 2024
Romania
22.2%
in 2024
North Macedonia rank
9th
Romania rank
11th

Owns a credit card over time

  • North Macedonia
  • Romania
0102030201120172024

How they compare

North Macedonia currently reports 26.0% against 22.2% in Romania, a difference of 3.8%.

That makes North Macedonia's figure about 1.2 times Romania's.

Across all 5 years both countries report, North Macedonia has been ahead every year.

North Macedonia ranks 9th and Romania ranks 11th of 115 countries.

North Macedonia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade North Macedonia Romania Difference Ahead
2010s 18.4% 11.7% 6.7% North Macedonia
2020s 24.1% 20.0% 4.1% North Macedonia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a credit card, North Macedonia or Romania?
North Macedonia, at 26.0% against 22.2% in Romania as of 2024.
What is the difference in owns a credit card between North Macedonia and Romania?
3.8%, with North Macedonia ahead.
How many years of comparable data are there for North Macedonia and Romania?
5 years are reported by both, from 2011 to 2024.
How do North Macedonia and Romania rank globally for owns a credit card?
North Macedonia ranks 9th and Romania ranks 11th of 115 countries.
Where does this data come from?
Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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North Macedonia vs Romania: Owns a credit card. Statizoid, drawing on Global Findex Database. Retrieved 24 August 2026, from https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/north-macedonia/romania/

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<a href="https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/north-macedonia/romania/">North Macedonia vs Romania: Owns a credit card</a> — Statizoid

About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)