Owns a credit card in Lower middle income

Lower middle income: Owns a credit card was 5.0% in 2024. β–² Rising

Latest (2024)
5.0%
Change on year
up 19.6%
Rank
7th
of 10 groups
All-time high
5.0%
in 2024
All-time low
2.8%
in 2011
Years of data
5
2011–2024

Owns a credit card in Lower middle income, 2011–2024

0123452011201720242011: 2.8 % age 15+2014: 3.7 % age 15+2017: 3.3 % age 15+2021: 4.1 % age 15+2024: 5 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

Lower middle income recorded 5.0% for owns a credit card in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 19.6% on the previous year and up 35.6% over ten years.

Over the whole period, owns a credit card in Lower middle income peaked at 5.0% in 2024 and was at its lowest, 2.8%, in 2011.

Averages by decade

DecadeAverage LowestHighest Years
2010s 3.3% 2.8% 3.7% 3
2020s 4.6% 4.1% 5.0% 2

Countries ranked near Lower middle income

  1. 4 Ukraine 41.1% compare
  2. 5 Croatia 40.6% compare
  3. 6 Saudi Arabia 30.1% compare
  4. 7 Argentina 29.9% compare
  5. 8 Kazakhstan 26.5% compare
  6. 9 North Macedonia 26.0% compare
  7. 10 Serbia 24.3% compare

See the full ranking of 125 places β†’

More reference data data for Lower middle income

All data for Lower middle income β†’

Frequently asked questions

What is owns a credit card in Lower middle income?
Owns a credit card in Lower middle income was 5.0% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Lower middle income?
The highest recorded value was 5.0% in 2024.
What is the lowest owns a credit card recorded in Lower middle income?
The lowest recorded value was 2.8% in 2011.
How does Lower middle income rank for owns a credit card?
Lower middle income ranks 7th out of 10 groups with data for 2024.
Is owns a credit card rising or falling in Lower middle income?
Over the last ten years it is up 35.6%. The long-run trend across the full record is rising.
Where does this Lower middle income data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a credit card in Lower middle income. Statizoid, drawing on Global Findex Database. Retrieved 20 August 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/lower-middle-income/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)