What is owns a credit card in Ghana?

Owns a credit card in Ghana was 4.4% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in Ghana?

The highest recorded value was 5.8% in 2017.

What is the lowest owns a credit card recorded in Ghana?

The lowest recorded value was 0.9% in 2021.

How does Ghana rank for owns a credit card?

Ghana ranks 54th out of 115 countries with data for 2024.

Is owns a credit card rising or falling in Ghana?

Over the last ten years it is up 381.4%. The long-run trend across the full record is volatile.

Where does this Ghana data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in Ghana

Name: Owns a credit card in Ghana
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Ghana: Owns a credit card was 4.4% in 2024. ◆ Volatile

Latest (2024)

4.4%

Change on year

up 407.7%

World rank

54th

of 115 countries

All-time high

5.8%

in 2017

All-time low

0.9%

in 2021

Years of data

2011–2024

Owns a credit card in Ghana, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in Ghana is 4.4%, measured in 2024.

The figure is up 407.7% on the previous year and up 381.4% over ten years.

Over the whole period, owns a credit card in Ghana peaked at 5.8% in 2017 and was at its lowest, 0.9%, in 2021.

Ghana ranks 54th of 115 countries on this measure, in the middle of the range.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	3.0%	0.9%	5.8%	3
2020s	2.6%	0.9%	4.4%	2

Countries ranked near Ghana

51 India 4.6% compare
52 Lebanon 4.5% compare
53 Kenya 4.4% compare
55 Mali 4.3% compare
56 Guatemala 4.2% compare
57 Honduras 4.1% compare

See the full ranking of 125 places →

More reference data data for Ghana

Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.2805 (2050)
Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 1.89 (2050)
Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 2.69 (2050)
Emission Totals - Indirect emissions (N2O) - Crop Residues 0.1989 (2050)
Emission Totals - Indirect emissions (N2O) - Agricultural Soils 2.69 (2050)
Emission Totals - Emissions (N2O) - Manure applied to Soils 0.9405 (2050)
Emission Totals - Emissions (N2O) - Manure Management 0.9478 (2050)
Emission Totals - Emissions (N2O) - Manure left on Pasture 8.22 (2050)
Emission Totals - Emissions (N2O) - IPCC Agriculture 12.64 (2050)
Emission Totals - Emissions (N2O) - Crop Residues 1.08 (2050)

All data for Ghana →

Frequently asked questions

What is owns a credit card in Ghana?: Owns a credit card in Ghana was 4.4% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Ghana?: The highest recorded value was 5.8% in 2017.
What is the lowest owns a credit card recorded in Ghana?: The lowest recorded value was 0.9% in 2021.
How does Ghana rank for owns a credit card?: Ghana ranks 54th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Ghana?: Over the last ten years it is up 381.4%. The long-run trend across the full record is volatile.
Where does this Ghana data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)