Ghana vs India: Owns a credit card

Ghana
4.4%
in 2024
India
4.6%
in 2024
Ghana rank
54th
India rank
51st

Owns a credit card over time

  • Ghana
  • India
123456201120172024

How they compare

India currently reports 4.6% against 4.4% in Ghana, a difference of 0.2%.

That makes India's figure about 1.1 times Ghana's.

The two have swapped places 3 times across 5 shared years of data; in 2011 it was Ghana ahead.

Ghana ranks 54th and India ranks 51st of 115 countries.

India has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Ghana India Difference Ahead
2010s 3.0% 3.0% 0.0% India
2020s 2.6% 4.6% 2.0% India

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a credit card, Ghana or India?
India, at 4.6% against 4.4% in Ghana as of 2024.
What is the difference in owns a credit card between Ghana and India?
0.2%, with India ahead.
How many years of comparable data are there for Ghana and India?
5 years are reported by both, from 2011 to 2024.
How do Ghana and India rank globally for owns a credit card?
Ghana ranks 54th and India ranks 51st of 115 countries.
Where does this data come from?
Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs India: Owns a credit card. Statizoid, drawing on Global Findex Database. Retrieved 19 August 2026, from https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/ghana/india/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)