Owns a credit card in Europe & Central Asia (excluding high income)

Europe & Central Asia (excluding high income): Owns a credit card was 29.3% in 2024. ▲ Rising

Latest (2024)
29.3%
Change on year
up 23.3%
Rank
3rd
of 10 groups
All-time high
29.3%
in 2024
All-time low
20.0%
in 2014
Years of data
5
2011–2024

Owns a credit card in Europe & Central Asia (excluding high income), 2011–2024

01020302011201720242011: 20.8 % age 15+2014: 20 % age 15+2017: 23.1 % age 15+2021: 23.7 % age 15+2024: 29.3 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in Europe & Central Asia (excluding high income) is 29.3%, measured in 2024. That is the highest value across all 5 years on record.

The figure is up 23.3% on the previous year and up 46.6% over ten years.

Over the whole period, owns a credit card in Europe & Central Asia (excluding high income) peaked at 29.3% in 2024 and was at its lowest, 20.0%, in 2014.

Owns a credit card in Europe & Central Asia (excluding high income), year by year

Annual values for Owns a credit card (% age 15+) in Europe & Central Asia (excluding high income), 2011 to 2024.
Year % age 15+ Change
2011 20.8%
2014 20.0% -4.2%
2017 23.1% +15.5%
2021 23.7% +2.9%
2024 29.3% +23.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 21.3% 20.0% 23.1% 3
2020s 26.5% 23.7% 29.3% 2

Countries ranked near Europe & Central Asia (excluding high income)

  1. 1 China 46.0% compare
  2. 2 Türkiye 43.7% compare
  3. 3 Brazil 43.5% compare
  4. 4 Ukraine 41.1% compare
  5. 5 Croatia 40.6% compare
  6. 6 Saudi Arabia 30.1% compare

See the full ranking of 125 places →

More reference data data for Europe & Central Asia (excluding high income)

All data for Europe & Central Asia (excluding high income) →

Frequently asked questions

What is owns a credit card in Europe & Central Asia (excluding high income)?
Owns a credit card in Europe & Central Asia (excluding high income) was 29.3% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Europe & Central Asia (excluding high income)?
The highest recorded value was 29.3% in 2024.
What is the lowest owns a credit card recorded in Europe & Central Asia (excluding high income)?
The lowest recorded value was 20.0% in 2014.
How does Europe & Central Asia (excluding high income) rank for owns a credit card?
Europe & Central Asia (excluding high income) ranks 3rd out of 10 groups with data for 2024.
Is owns a credit card rising or falling in Europe & Central Asia (excluding high income)?
Over the last ten years it is up 46.6%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia (excluding high income) data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a credit card in Europe & Central Asia (excluding high income). Statizoid, drawing on Global Findex Database. Retrieved 06 September 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/europe-and-central-asia-excluding-high-income/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)