Owns a credit card in China
China: Owns a credit card was 46.0% in 2024. ◆ Volatile
Latest (2024)
46.0%
Change on year
up 21.3%
World rank
1st
of 115 countries
All-time high
46.0%
in 2024
All-time low
8.2%
in 2011
Years of data
5
2011–2024
Owns a credit card in China, 2011–2024
Source: Global Findex Database. Measured in % age 15+.
Analysis
China recorded 46.0% for owns a credit card in 2024. That is the highest value across all 5 years on record.
The figure is up 21.3% on the previous year and up 195.6% over ten years.
Over the whole period, owns a credit card in China peaked at 46.0% in 2024 and was at its lowest, 8.2%, in 2011.
China ranks 1st of 115 countries on this measure, in the top 10%.
Owns a credit card in China, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 8.2% | — |
| 2014 | 15.6% | +89.1% |
| 2017 | 19.5% | +25.2% |
| 2021 | 37.9% | +94.7% |
| 2024 | 46.0% | +21.3% |
China compared with similar countries
- China's 46.0% is above the median for upper middle income countries, which is 11.2%, 4.1× the median. (36 countries reporting)
- China's 46.0% is above the median for East Asia & Pacific, which is 1.9%, 24.2× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 14.4% | 8.2% | 19.5% | 3 |
| 2020s | 42.0% | 37.9% | 46.0% | 2 |
Countries ranked near China
More reference data data for China
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 49.4 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 75.5 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 303.29 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 18.8 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 303.29 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 165.62 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 206.2 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 350.74 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 1,480 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 102.37 (2050)
Frequently asked questions
- What is owns a credit card in China?
- Owns a credit card in China was 46.0% in 2024, according to Global Findex Database.
- What is the highest owns a credit card recorded in China?
- The highest recorded value was 46.0% in 2024.
- What is the lowest owns a credit card recorded in China?
- The lowest recorded value was 8.2% in 2011.
- How does China rank for owns a credit card?
- China ranks 1st out of 115 countries with data for 2024.
- Is owns a credit card rising or falling in China?
- Over the last ten years it is up 195.6%. The long-run trend across the full record is volatile.
- Where does this China data come from?
- The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.
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About this data
The percentage of respondents who report having a credit card, (% age 15+)